Branch Manager - Microfinance

Tata Capital Finance Ltd; Gorakhpur District; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Tata Capital Finance Ltd in Gorakhpur invites applications for Branch Manager - Microfinance. The role focuses on achieving disbursement targets with low delinquency, building JLG-based lending, and expanding reach across territories with effective team leadership.

You will supervise field operations, monitor collections daily/weekly, maintain portfolio quality, and build strong relationships with clients to enhance brand presence in the region.

Qualifications

• Graduate in any discipline.
• Fresher to 5 years' experience in microfinance sales.
• Familiar with JLG model would be preferred.

Responsibilities

• Achieve disbursement targets with minimum delinquency.
• Identify Joint Liability Groups & disburse loans to target customers.
• Enable business growth by managing teams across territories.
• Disbursement, repayment and delinquency management with daily/weekly collections targets.
• Regular field visits, centre meetings and loan applications; maintain portfolio quality.
• Build strong client relationships and brand identification in the region.
• Ensure weekly/daily meetings and visits to centres.

Skills

Relationship management

Business sourcing

Sales flair

Customer service

Education

Graduate in any discipline

Job description

Branch Manager - Microfinance Business - Gorakhpur - Pralhad Rai Trade Centre - J-Grades To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.

Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.

Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.

Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time.

Undertake regular field visits, Centre Meeting and loan applican ts Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.

Build strong client relationships both internally and externally and build a strong brand identification with potential customers.

Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline