Branch Manager_BRANCH BANKING-Branch Head_Karnataka

Kotak Mahindra Bank; Karnataka; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

Kotak Mahindra Bank is seeking a Branch Manager for its Bhadravati, Karnataka branch to drive growth, manage operations, and deliver exceptional customer service in the Retail Liabilities space.

You will lead a high-performing team, ensure regulatory compliance, promote cross-selling of deposits, mutual funds, and insurance, and take ownership of P&L and branch profitability. This role requires strategic leadership and a customer-first mindset to coordinate with product and marketing teams.

Qualifications

• Bachelor's degree required.
• Experience in branch leadership or retail banking preferred.

Responsibilities

• Drive growth and deposit pool from existing and new customers.
• Ensure high standards of customer service across all touchpoints.
• Promote cross‑selling of non‑deposit products.
• Lead sales for mutual funds and insurance products.
• Generate fee-based income through strategic product offerings.
• Oversee branch administration and day-to-day operations.
• Ensure compliance with regulatory and internal guidelines.
• Foster a productive, motivated branch team with clear goals.
• Own branch Profit & Loss and achieve break-even targets.
• Collaborate with internal stakeholders for product innovation and marketing.

Skills

Sales acumen

Regulatory awareness

Leadership

Cross-functional collaboration

Education

Bachelor's Degree

Job description

Hot Job

Job Description

As a Branch Manager in the Retail Liabilities vertical, you will be responsible for driving business growth, ensuring operational excellence, and delivering superior customer service. This role demands a dynamic leader with strong sales acumen, regulatory awareness, and the ability to manage a high-performing team. You will oversee the branch’s profitability, compliance, and customer engagement, while also promoting cross‑selling of financial products

Responsibilities

• Drive enhancement of the deposit pool from existing and new customers.
• Ensure high standards of customer service delivery across all touchpoints.
• Promote and achieve cross‑selling targets for non‑deposit products.
• Lead sales initiatives for Mutual Funds and Insurance products.
• Generate fee‑based income through strategic product offerings.
• Oversee branch administration and ensure smooth day‑to‑day operations.
• Ensure full compliance with regulatory and internal guidelines.
• Foster a productive and motivated branch team environment.
• Take ownership of the branch’s Profit & Loss and break‑even performance.
• Collaborate with internal stakeholders for product innovation and marketing initiatives.

Job Info

• Job Identification 261499
• Job Category Consumer Bank
• Posting Date 09/28/2026, 12:00 AM
• Degree Level Bachelor's Degree
• Job Schedule Full time
• Job Shift Day
• Locations B.H. ROAD OLD TOWN P.B.NO.330, Bhadravati, Karnataka, 577303, IN