Branch Manager_BRANCH BANKING_0125_7875_1007794

Kotak Mahindra Bank; Andhra Pradesh; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Kotak Mahindra Bank is seeking a Branch Manager for the Retail Liabilities vertical in Andhra Pradesh. You will drive business growth, oversee deposits, manage a high-performing team, ensure regulatory compliance, and deliver superior customer service across touchpoints.

You will lead cross-selling of financial products, including Mutual Funds and Insurance, and own the branch P&L while collaborating with internal stakeholders on product and marketing initiatives.

Qualifications

• Strong sales acumen and leadership skills.
• Regulatory awareness and ability to manage a high-performing team.
• Experience in retail liabilities or branch operations desired.

Responsibilities

• Drive enhancement of the deposit pool from existing and new customers.
• Ensure high standards of customer service delivery across all touchpoints.
• Promote and achieve cross-selling targets for non-deposit products.
• Lead sales initiatives for Mutual Funds and Insurance products.
• Generate fee-based income through strategic product offerings.
• Oversee branch administration and day-to-day operations.
• Ensure full regulatory and internal compliance.
• Foster a productive and motivated branch team environment.
• Take ownership of the branch P&L and break-even performance.
• Collaborate with internal stakeholders for product innovation and marketing initiatives.

Job description

Job Description:

As a Branch Manager in the Retail Liabilities vertical, you will be responsible for driving business growth, ensuring operational excellence, and delivering superior customer service. This role demands a dynamic leader with strong sales acumen, regulatory awareness, and the ability to manage a high-performing team. You will oversee the branch’s profitability, compliance, and customer engagement, while also promoting cross-selling of financial products

Responsibilities

• Drive enhancement of the deposit pool from existing and new customers.


• Ensure high standards of customer service delivery across all touchpoints.


• Promote and achieve cross-selling targets for non-deposit products.


• Lead sales initiatives for Mutual Funds and Insurance products.


• Generate fee-based income through strategic product offerings.


• Oversee branch administration and ensure smooth day-to-day operations.


• Ensure full compliance with regulatory and internal guidelines.


• Foster a productive and motivated branch team environment.


• Take ownership of the branch’s Profit & Loss and break-even performance.


• Collaborate with internal stakeholders for product innovation and marketing initiatives.

Requirements: