Banking Operations Associate

NTT DATA, Inc.; Chennai; Hybrid; INR 450,000 - 650,000; Full time

Job summary

NTT DATA is seeking a Banking Operations Associate in Chennai, India, to join a team handling financial statement analysis, data extraction, and spreading using bank-approved tools. The role supports Credit Analysts and Underwriters while maintaining SLAs and regulatory compliance.

The position requires familiarity with GAAP/IFRS, strong Excel skills, and English communication abilities. It offers a chance to grow within a global services organization that values process discipline and accuracy.

Qualifications

• 2-4 Years of experience in Banking BPO is preferred.
• Bachelor’s degree in commerce, Accounting, Finance, or a related field.
• Understanding of financial statements and accounting principles.
• Knowledge of ratio analysis, cash flow analysis, and credit fundamentals.
• Strong attention to detail and analytical skills.
• Proficiency in Microsoft Excel and financial analysis tools.
• Good written and verbal communication skills.
• Ability to work under deadlines and manage multiple priorities.
• Ability to work scheduled shifts.
• Ability to communicate (oral/written) effectively in English to exchange information with our client when required

Responsibilities

• Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.
• Extract and input financial data into bank-approved spreading tool.
• Review audited and compiled financial statements for completeness and accuracy.
• Calculate and validate key financial metrics, ratios.
• Identify discrepancies, missing information, and unusual financial trends for escalation.
• Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
• Maintain service level agreements (SLAs) and productivity targets.
• Ensure compliance with internal controls, regulatory requirements, and risk management standards.
• Knowledge of GAAP, IFRS, or regional accounting standards.
• Familiarity with spreading tools such as Moodys Credit Lens, nCino, or any other systems.
• Participating in the training programs based on business needs
• Attending team meetings or customer calls.

Skills

Analytical skills

Attention to detail

English communication

Deadline-driven

Education

Bachelor's degree in commerce/Accounting/Finance

Tools

Microsoft Excel

Moodys Credit Lens

nCino

Financial analysis tools

Job description

NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization.

We are currently seeking a Banking Operations Associate to join our team in Chennai, Tamil Nādu (IN-TN), India (IN).

Title: F&A – Ops Processing Associate / Senior Associate (Grade 04/05)

Job Details

• Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.
• Extract and input financial data into bank-approved spreading tool.
• Review audited and compiled financial statements for completeness and accuracy.
• Calculate and validate key financial metrics, ratios.
• Identify discrepancies, missing information, and unusual financial trends for escalation.
• Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
• Maintain service level agreements (SLAs) and productivity targets.
• Ensure compliance with internal controls, regulatory requirements, and risk management standards.
• Knowledge of GAAP, IFRS, or regional accounting standards.
• Familiarity with spreading tools such as Moodys Credit Lens, nCino, or any other systems.
• Participating in the training programs based on business needs
• Attending team meetings or customer calls.

Additional Responsibilities

• Analyze and spread financial statements including Balance Sheets, Income Statements, and Cash Flow Statements.
• Extract and input financial data into bank-approved spreading tool.
• Review audited and compiled financial statements for completeness and accuracy.
• Calculate and validate key financial metrics, ratios.
• Identify discrepancies, missing information, and unusual financial trends for escalation.
• Support Credit Analysts and Underwriters in financial statement analysis and credit evaluations.
• Maintain service level agreements (SLAs) and productivity targets.
• Ensure compliance with internal controls, regulatory requirements, and risk management standards.
• Knowledge of GAAP, IFRS, or regional accounting standards.
• Familiarity with spreading tools such as Moodys Credit Lens, nCino, or any other systems.
• Participating in the training programs based on business needs
• Attending team meetings or customer calls.

Job Requirements & Eligibility Criteria

• 2-4 Years of experience in Banking BPO is preferred.
• Bachelor’s degree in commerce, Accounting, Finance, or a related field.
• Understanding of financial statements and accounting principles.
• Knowledge of ratio analysis, cash flow analysis, and credit fundamentals.
• Strong attention to detail and analytical skills.
• Proficiency in Microsoft Excel and financial analysis tools.
• Good written and verbal communication skills.
• Ability to work under deadlines and manage multiple priorities.
• Ability to work scheduled shifts.
• Ability to communicate (oral/written) effectively in English to exchange information with our client when required

About NTT DATA

NTT DATA is a $30 billion business and technology services leader, serving 75% of the Fortune Global 100. We are committed to accelerating client success and positively impacting society through responsible innovation. We are one of the worlds leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services. our consulting and Industry solutions help organizations and society move confidently and sustainably into the digital future. As a Global Top Employer, we have experts in more than 50 countries. We also offer clients access to a robust ecosystem of innovation centers as well as established and start-up partners.NTT DATA is a part of NTT Group, which invests over $3 billion each year in R&D.

Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client’s needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com, @nttdatafed.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, https://us.nttdata.com/en/contact-us.

NTT DATA endeavors to make https://us.nttdata.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at https://us.nttdata.com/en/contact-us.

NTT DATA is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. For our EEO Policy Statement, please click here. If youd like more information on your EEO rights under the law, please click here. For Pay Transparency information, please click here.