Banking Executive

Cabcon India; New Town; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Cabcon India is seeking a finance professional to manage end-to-end banking, credit facilities, and compliance. The role involves coordinating with banks and rating agencies to ensure smooth operations.

You will handle LC/BG, CMA data, stock statements, and liquidity analysis, applying expertise in Excel and Tally ERP to support decision makers and meet regulatory deadlines.

Qualifications

• Solid knowledge of banking products and financial instruments.
• Hands-on experience with LC/BG documentation (domestic & international).
• Proficiency in CMA data preparation and stock statement filing.
• MS Excel proficiency with strong attention to detail and deadlines.

Responsibilities

• Manage and execute day-to-day finance, accounts, and banking activities.
• Coordinate with banks for renewal of credit facilities and LC/BG processing.
• Prepare CMA data, stock statements, and ensure timely interest/commission reconciliations.
• Coordinate with credit rating agencies for renewal and data submissions.
• Analyze liquidity, solvency, and leverage ratios and benchmark against industry peers.

Skills

LC/BG handling

CMA data preparation

Stock statements

Financial ratio analysis

Excel

PowerPoint

Tally ERP

Credit/Banking operations

Tools

MS Excel

MS PowerPoint

Tally ERP

Job description

POSITION OBJECTIVE

The incumbent will be responsible for managing end-to-end banking, credit facility, and financial compliance operations, ensuring smooth coordination between the organization, banks, and rating agencies.

KEY RESPONSIBILITIES

1. Banking Operations & Credit Management

• Manage and execute day-to-day finance, accounts, and banking activities.
• Liaise with banks for renewal, assessment, and enhancement of credit facilities (fund-based and non-fund-based).
• Handle end-to-end processing and execution of Letters of Credit (LC) and Bank Guarantees (BG), both foreign and inland.
• Monitor utilization of credit limits and ensure timely renewals.

2. Compliance & Reporting

• Prepare and submit banking compliance reports including FFR-I (Financial Follow-up Report) and FFR-II.
• Prepare CMA (Credit Monitoring Arrangement) data for credit assessment and renewal purposes.
• Prepare monthly/periodic stock statements for drawing power (DP) allocation and submission to banks.
• Ensure timely calculation and reconciliation of monthly interest and commission charges levied by banks.

3. Rating Agency Coordination

• Coordinate with credit rating agencies for annual renewal and surveillance exercises.
• Compile and submit necessary financial and operational data for rating assessments.

4. Financial Analysis

• Apply working knowledge of financial instruments (LC, BG, CC, term loans, etc.).
• Analyse key financial ratios (liquidity, solvency, leverage, etc.) and benchmark them against industry standards.
• Support management with financial insights for credit and banking decisions.

  Preferred candidate profile

  • Strong knowledge of financial instruments and banking products.
  • Hands-on experience in LC/BG documentation and execution (domestic & international).
  • Proficiency in CMA data preparation, stock statement filing, and DP calculations.
  • Working knowledge of financial ratio analysis and benchmarking.
  • Advanced proficiency in MS Excel, MS PowerPoint, and Tally ERP.
  • Strong attention to detail and ability to manage regulatory/compliance deadlines.
  • Relevant experience in corporate banking/finance operations preferred.