Senior Credit Officer/Assistant Manager – Banking

G2G Consultancy & Services; Pune District; On-site; INR 1,980,000 - 2,420,000; Full time

Job summary

A leading consultancy firm in Pune is seeking a Senior Credit Officer/Assistant Manager with 3-5 years of experience in corporate banking. The ideal candidate should have a Master's or Bachelor's degree in finance or accounting and strong proficiency in MS Office. Key responsibilities include managing credit activities, compliance audits, and client interactions. This role offers an excellent opportunity for professional growth in the banking sector.

Qualifications

• 3 – 5 years of relevant experience in corporate banking.
• CA/CFA certification is a plus.

Responsibilities

• Handle pre and post sanctions credit activities for corporate clients.
• Conduct credit rating processes for corporate clients.
• Review credit proposals for corporate clients.
• Take care of all kinds of audits related to credit activities.
• Prepare necessary reports for regulators.
• Issue sanction letters as per approved terms.
• Handle documentation related to security as per sanction terms.
• Interact with clients to verify execution of documents.
• Ensure ROC/CERSAI compliance by filing necessary forms.
• Ensure proper execution of documents and compliance with terms.

Skills

Proficiency in MS Office

Attention to detail

Quantitative aptitude

Understanding of financial statements

Stakeholder management

Interpersonal skills

Flexibility in ambiguous situations

Education

Masters or Bachelor’s degree in finance, accounting or business

Job description

Job Description: Senior Credit Officer/Assistant Manager

Industry Preferred: Banking Only.

Work Experience: 3-5 years.

CTC: 22 LPA max.

Qualification: Masters or Bachelor’s degree in finance, accounting & any other business-related field. CA/CFA’s good to have but not necessary.

Job Role

• To deal in Pre and Post sanctions credit activities for the corporate clients
• To conduct Credit rating process for the corporate clients
• To review credit proposals both fund based and non-fund based for corporate clients
• To take for all kinds of audit i.e statutory/RBI/HO related to credit activities
• Preparation and submission of all necessary reports to the regulator specified for the credit department
• Issuance of sanction letter as per the terms and conditions of approved Term Sheet
• Documentation-Issuance of security documents as per the terms of sanction
• Interact with clients and negotiate, if need be, on the format of documents, refer to legal / approvers with appropriate justification on the changes suggested and Get the documents executed from the clients.
• Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorizations (BR, Partnership, Letters, etc.) for availing facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution.
• ROC / CERSAI compliances Arranging filing of necessary forms with ROC and CERSAI.
• Disbursement Ensuring proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals.

Desired Skills

• Masters or Bachelor’s degree in finance, accounting & any other business-related field. CA/CFA’s good to have but not necessary.
• 3 – 5 years of relevant experience, working for corporate banking segment
• Strong proficiency in MS Office
• Strong attention to details and quantitative aptitude
• Impeccable understanding of financial statements, ratios and concepts
• Ability to manage the stakeholders
• Good at interpersonal skills and relationship building internally & externally
• Flexibility and ability to deal with ambiguous situations.