Associate Manager - Compliance

Navi; Bengaluru; On-site; INR 600,000 - 900,000; Full time

Job summary

Navi is building the future of digital financial services in India, with a focus on scalable, compliant platforms for lending, payments and customer onboarding.

The Compliance team ensures NBFC/LSP operations align with RBI guidelines and robust KYC governance while enabling strategic partnerships and innovative products like Credit Line on UPI.

Qualifications

• B.Com/CA/CS or Finance/Accounting degree required.
• 0–2 years of professional experience; freshers with relevant internships welcome.
• Strong analytical mindset with attention to detail.
• Proficient in data validation, reconciliation, and analysis.
• Advanced Microsoft Excel; familiarity with reporting/visualization tools.
• Clear communication and ability to collaborate cross-functionally.

Responsibilities

• Drive end-to-end regulatory compliance for NBFC/LSP operations per RBI guidelines.
• Advise on third-party due diligence to meet regulatory and risk standards.
• Monitor and enforce KYC governance across customer touchpoints.
• Ensure Digital Lending Apps (DLA) compliance including data privacy.
• Oversee compliance workflows for emerging products like Credit Line on UPI.
• Support co-lending ops and strategic partnerships; assist in audits and reporting.

Skills

Analytical mindset

Data validation

Reconciliation

Excel

Reporting tools

Communication

Collaboration

Cross-functional

Organizational skills

Multi-priority management

Education

B.Com/CA/CS or Finance/Accounting degree

Tools

Excel

Power BI

Tableau

Job description

The LSC team at Navi serves as a strategic partner to the business, ensuring the company's operations align with legal and regulatory frameworks. The team provides comprehensive legal counsel across various domains, including corporate law, regulatory compliance, and risk management. The team oversees corporate governance, ensuring adherence to statutory obligations and facilitating effective board and shareholder engagements. The team proactively manages compliance across multiple regulated sectors, adapting to evolving regulatory landscapes.

About the Role

As a member of our Compliance team, you will ensure our NBFC/LSP operations align seamlessly with evolving regulatory frameworks, particularly RBI guidelines. This role offers direct, hands-on exposure to the fast-paced digital lending ecosystem. You will play a key role in driving end-to-end compliance for lending partnerships, digital platforms, and innovative financial products like Credit Line on UPI. Working closely with cross-functional teams, you will help embed robust KYC governance, execute third-party due diligence, and support strategic initiatives that protect the business while enabling sustainable growth.

What We Expect From You

• Drive end-to-end regulatory compliance for NBFC and Lending Service Provider (LSP) operations in strict adherence to RBI guidelines.
• Advise on due diligence for third-party onboarding, ensuring vendors meet all regulatory and internal risk standards.
• Monitor, review, and enforce KYC governance frameworks and operational norms across all customer touchpoints.
• Ensure Digital Lending Apps (DLA) compliance focusing on data privacy, consent architecture, and customer protection.
• Oversee and execute compliance workflows tailored to emerging products, specifically Credit Line on UPI.
• Manage operational compliance for co-lending arrangements and strategic corporate partnerships.
• Actively support the senior compliance team in executing ad-hoc strategic initiatives, internal audits, and regulatory reporting.

Must Haves

Education & Experience

• B.Com, CA, CS, or a Bachelor’s degree in Finance, Accounting, or a closely related field..
• 0 to 2 years of professional experience. Freshers with relevant internships in financial services, audit, or regulatory compliance are highly encouraged to apply.
• Strong analytical mindset and attention to detail.
• Proficient in data validation, reconciliation, and analysis.
• Advanced skills in Microsoft Excel; familiarity with reporting/visualization tools.
• Clear and effective communication of complex regulatory concepts.
• Strong collaboration skills with ability to lead cross-functional initiatives.
• Excellent organizational skills; ability to manage multiple priorities.

Inside Navi

We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach.

Founded by Sachin Bansal & Ankit Agarwal in 2018, we are one of India’s fastest-growing financial services organisations. But we’re just getting started!

Our Culture

At Navi, we’re a place where ambition meets opportunity and ideas turn into impact quickly. We empower people with high ownership from the start, encouraging them to solve meaningful problems and build with excellence. Teams here work in an environment that values speed, collaboration and craftsmanship, while celebrating learning, growth and shared wins along the way. Whether you’re shaping the future of fintech products or driving innovation behind the scenes, life at Navi means being part of a high-energy, talent-driven workplace where your contributions truly make a difference.

We’re guided by our own operating system - The Navi OS - a set of principles that shape how we work and win together. You can explore them at navi.com/our-values to see what drives us every day.

If this feels like you, Navi is the place to grow, thrive and make a real impact.