Associate - Financial Institutions Group Research & Analysis

ANZ Banking Group; Bengaluru; Hybrid; INR 1,500,000 - 2,300,000; Full time

Benefits offered by this job

Flexible working options

Hybrid work

Job summary

ANZ Banking Group in Bengaluru is seeking an Associate in FIG R&A to perform end-to-end Research & Analysis and credit management for complex FIG clients. You will collaborate with Relationship & Risk managers to strengthen risk controls and drive informed credit decisions.

The role requires 6+ years in FIG Research & Analysis with strong credit analysis skills, excellent stakeholder engagement, and a disciplined approach to governance and processes.

Qualifications

• Experience in FIG Research & Analysis with credit analysis skills.
• Strong attention to detail, governance and process discipline.
• Excellent communication and stakeholder relationship skills.

Responsibilities

• Prepare high-quality Annual Review Credit Memorandums (ARCM) for FI clients (Banks and NBFIs).
• Prepare Financial Monitoring Dairy Notes (FMDN), Risk Grade Review Events (RGREs) and other industry specific analysis in a timely and professional manner
• In depth knowledge and adherence to internal group policies, procedures and processes
• Personally develop and maintain strong working relationships with Business (RM's and R&A Associates) and Risk Executives to ensure all key risks are properly recognized and thoughtfully mitigated in credit proposals
• Participate in relevant risk management forums and provide insightful updates to the forum about the portfolio and industry
• Proven analytical skills and data-driven decision making
• All other credit management activities as identified by the team from time to time

Skills

Credit analysis

Stakeholder communication

Risk awareness

Analytical thinking

Job description

Associate, FIG R&A

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

As an Associate in FIG R&A team, you’ll will perform end to end Research & Analysis and credit management activities for complex FIG clients (Bank & NBFIs). Being part of global team who will be working with closely with Relationship & Risk managers.

Role Location: Bangalore

Role Type: Permanent, Fulltime

Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

What will your day look like?

• Prepare high-quality Annual Review Credit Memorandums (ARCM) for FI clients (both Banks and NBFIs)
• Prepare Financial Monitoring Dairy Notes (FMDN), Risk Grade Review Events (RGREs) and other industry specific analysis in a timely and professional manner
• In depth knowledge and adherence to internal group policies, procedures and processes
• Personally develop and maintain strong working relationships with Business (RM's and R&A Associates) and Risk Executives to ensure all key risks are properly recognized and thoughtfully mitigated in credit proposals
• Participate in relevant risk management forums and provide insightful updates to the forum about the portfolio and industry
• Proven analytical skills and data-driven decision making
• All other credit management activities as identified by the team from time to time

What will you bring?

• 6+ years of relevant experience in FIG Research & Analysis with strong Credit Analysis skills
• Strong attention to detail and commitment to quality, governance, and process discipline
• Sound risk awareness and judgement, including the ability to identify and appropriately elevate issues
• Excellent communication and ability to build effective relationships with stakeholders
• Ability to work in a team environment, interfacing with team members, in-country teams, Relationship Managers, Risk team and clients

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong. We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it).

Benefits

• Flexible working options, including hybrid work (where the role allows it)
• Access to health and wellbeing services

We want to continue building a diverse workplace and welcome applications from everyone.

Please talk to us about any adjustments you may require to our recruitment process or the role itself.

If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

To find out more about working at ANZ visit https://www.anz.com/careers/.

Job Posting End Date 11/09/2026, 11.59pm, (Melbourne Australia)

Experience Level Mid Level