Lead Corporate Credit Analyst

ANZ Banking Group; Bengaluru; On-site; INR 1,800,000 - 2,600,000; Full time

Benefits offered by this job

Hybrid work

Health & wellbeing services

Job summary

ANZ Banking Group in Bengaluru seeks a Lead Analyst in Corporate Credit Analysis to manage a corporate banking portfolio. You will conduct research, assess risk, and prepare credit memoranda across industries, aiding informed credit decisions.

The role covers credit writing, risk grading, documentation, and portfolio monitoring, with opportunities to influence outcomes. Ideal candidates bring 3–6 years in credit/financial analysis, strong report writing, and stakeholder management skills.

Qualifications

• 3 to 6 years of experience in Credit Analysis, Corporate Banking, Financial Analysis, or related roles.
• Strong credit analysis fundamentals and financial statement analysis skills.
• Excellent report writing and analytical capabilities.

Responsibilities

• Conduct research and analysis for corporate banking clients.
• Assess and manage risks relating to clients' capital structures, management teams, and financial performance.
• Prepare high-quality credit papers with detailed financial analysis and industry research.
• Support risk grading and risk event management activities.
• Liaise with Relationship Managers and Credit teams on risk and financial performance.
• Monitor portfolios in line with governance processes and controls.
• Support deal documentation and ongoing portfolio management.

Skills

Credit analysis

Financial analysis

Stakeholder management

Risk assessment

Report writing

Communication skills

Education

CA / MBA (Finance)

Master's in Economics or Finance

Job description

Lead Analyst, Corporate Credit Analysis

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

This role sits within the Corporate Research & Analysis (R&A) Team, supporting Corporate Banking across Australia. The team works closely with a diverse portfolio of large Mid-Market Enterprise (MME) clients across multiple industry sectors and is responsible for the end-to-end management of client credit portfolios. The R&A Analyst will be responsible for managing an assigned portfolio through ongoing business and financial analysis, preparing industry sector reviews and credit memoranda, and supporting informed credit decision-making within acceptable risk parameters. The role provides exposure to the full relationship credit management lifecycle, including credit writing, risk grading, risk analysis, credit approval support, documentation, and portfolio monitoring.

Role Type: permanent Role Location: Bangalore

What will your day look like?

• Conduct research and analysis for corporate banking clients.
• Assess and manage risks relating to clients' capital structures, management teams, and financial performance.
• Prepare high-quality credit papers, including detailed financial analysis and industry research.
• Support risk grading and risk event management activities.
• Liaise with Relationship Managers and Credit teams on risk and financial performance matters.
• Manage and monitor portfolios in line with agreed governance processes and controls.
• Support deal documentation and ongoing portfolio management activities.
• Identify customer opportunities while maintaining sound risk management practices.

What will you bring?

• 3 to 6 years of experience in Credit Analysis, Corporate Banking, Financial Analysis, or related research roles.
• Strong credit analysis fundamentals and financial statement analysis skills.
• Sound business and commercial acumen.
• Excellent report writing and analytical skills.
• Strong stakeholder management and communication skills.
• Ability to build effective relationships and influence decisions.
• Chartered Accountant (CA), MBA (Finance) from a premier institution, or Master's degree in Economics, Finance, or a related discipline.

Why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong. We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services. We want to continue building a diverse workplace and welcome applications from everyone.

Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support. To find out more about working at ANZ visit https://www.anz.com/careers/ .

Job Posting End Date 04/09/2026, 11.59pm, (Melbourne Australia) Experience Level Senior Level