Senior Associate Institutional NFR UK/EU

ANZ; Bengaluru; Hybrid; INR 180,000 - 260,000; Full time

Benefits offered by this job

Hybrid work

Health & wellbeing services

Job summary

ANZ in Bengaluru seeks a professional to manage non-financial risk for the International business, focusing on London, Paris and Frankfurt branches. You will help ensure NFR risks across Markets, Transaction Banking, Corporate Finance and Coverage are identified, assessed, managed and reported within risk appetite.

You will support NPDD/OPR processes, regulatory changes, and the PACT program, contributing to governance and capable risk decisions while aligning with local market requirements.

Qualifications

• Experience in institutional banking and non-financial risk management.
• Knowledge of risk frameworks, governance and control environments in a large organisation.
• Ability to translate regulatory requirements into practical actions.

Responsibilities

• Support business leaders on non-financial risk matters within risk appetite.
• Provide input on key risk themes, control effectiveness and impacts.
• Build strong relationships with business, product, risk and control partners.
• Support non-financial risk governance, reporting and escalation.
• Identify, assess, monitor and report material risks and NFR events.
• Contribute to improving controls and risk management practices.
• Support regulator-ready documentation and issue management.
• Assist in implementing regulatory changes with practical actions.
• Stay aware of emerging risks and regulatory expectations.
• Support delivery of PACT initiatives in country.
• Collaborate with International NFR team to ensure strong risk outcomes.

Skills

Institutional banking

Non-financial risk

Governance and control

Tools

Risk systems

Governance tools

Control monitoring

Job description

Institutional

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About Us

Institutional

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About The Role

This role supports the management of non-financial risk in the International business, with a focus on London, Paris and Frankfurt branches. You will work with business and risk partners to help ensure NFR risks across Markets, Transaction Banking, Corporate Finance and Coverage are identified, assessed, managed and reported in line with risk appetite. The role contributes to effective risk governance and a strong risk culture by supporting decision-making, regulatory compliance and sound customer and business outcomes. It also assists in understanding and implementing regulatory requirements, ensuring changes are embedded into business and control processes in a practical and timely way. In addition, the role supports the effective execution of New Product Due Diligence (NPDD) and Ongoing Product Review (OPR) processes, helping to ensure risks are appropriately identified, assessed, and managed throughout the product lifecycle. The role also supports the delivery and embedding of the PACT program to uplift non-financial risk capability and processes across the region. Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.

Role Type: Permanent

Role Location: Bengaluru, Manyata Tech Park

Work Hours: 9AM to 6 PM or 10 AM to 7 PM

What will your day look like?

• Support business leaders on non-financial risk matters, helping them make informed decisions within risk appetite
• Provide input and challenge on key risk themes, control effectiveness and risk impacts across business activities
• Build strong working relationships with business, product, risk and control partners
• Support the application of the non-financial risk framework, including governance forums, reporting and escalation
• Help identify, assess, monitor and report material risks, ensuring issues are raised in a timely manner
• Identification, assessment, monitoring and reporting on NFR Events, Issues and KRI’s
• Contribute to improving controls, processes and risk management practices
• Support a regulator-ready environment through good documentation and issue management
• Assist in implementing regulatory changes by translating requirements into practical actions
• Stay aware of emerging risks and regulatory expectations
• Support the delivery of PACT initiatives in country
• Track progress, elevate risks or issues and help drive adoption of new processes and controls
• Work collaboratively with the International NFR team to deliver strong risk outcomes
• Engage with key stakeholders across business, Risk and control functions
• Help ensure consistent risk practices while recognising local market requirements

What will you bring?

• Experience in institutional banking and non-financial risk, with understanding of Markets, Transaction Banking, Corporate Finance and Coverage
• Working knowledge of non-financial risk frameworks, governance and control environments in a large organisation
• Ability to support business stakeholders and contribute to balanced risk and commercial decisions
• Experience translating regulatory requirements into practical business actions
• Exposure to regulatory change or risk/control improvement initiatives, ideally across multiple locations or teams
• Strong communication skills, with the ability to explain risk issues clearly and simply
• Ability to manage competing priorities and conflicting issues in a professional manner

\"Good to have\" Skills, Knowledge and Experience and the role requires are:

• Exposure to risk, control or regulatory change initiatives
• Basic understanding of regulatory requirements (e.g. prudential, conduct or operational risk) in banking
• Experience using data or reporting to support risk insights and decision-making
• Familiarity with risk systems, governance tools or control monitoring processes

You’re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong.

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.

Job Posting End Date

11/09/2026, 11.59pm, (Indian Standard Time)