Assistant Manager - Credit

Ingram Micro; Maharashtra; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Ingram Micro in Maharashtra, India seeks a senior Credit Analyst to assess customer credit-worthiness and manage credit lines. You will collaborate with internal teams to resolve billing disputes that impact receivables and contribute to risk mitigation through informed credit extensions or revocations.

Ideal candidates bring established independent work experience and a background in applying corporate policies, with familiarity to Sarbanes-Oxley controls and finance procedures.

Qualifications

• Solid understanding of credit evaluation and risk assessment.
• Experience applying company policies to financial decisions.
• Familiarity with Sarbanes-Oxley controls and internal compliance.

Responsibilities

• Develops and recommends policies for evaluating credit-worthiness and managing credit lines.
• Coordinates with internal departments to resolve billing disputes affecting receivables collection.
• Assesses risk, recommends credit extensions or revocations, and supports potential legal actions when needed.

Skills

Credit analysis

Policy implementation

SOX compliance

Education

Bachelor's degree

Job description

Position Summary:

Develops, recommends, and implements policies and procedures for investigating and evaluating new and existing customer credit-worthiness and extending or revoking credit lines/limits. Coordinates with internal departments to resolve billing disputes that may affect the ability to collect receivables. Reviews and makes recommendations regarding bad debt or write-offs. Investigates and analyzes credit risks, using available internet and credit agency tools and information. Recommends and implements credit extensions/revocations, and/or legal action where necessary. Develops and maintains relationships with outside credit agencies. Ensures procedures and internal controls are followed in compliance with Sarbanes-Oxley initiatives.

What you bring to the role:

• Established and productive professional individual contributor. Works independently with general supervision. Problems faced are difficult and may be complex. May influence others within the job area through explanation of facts, policies and practices.
• Works on moderate to complex projects. Uses company standard policies and procedures to resolve a variety of issues.
• Exercises judgment within defined procedures and practices to determine appropriate action. Receives moderate level of guidance. Work is reviewed for soundness of judgment and overall accuracy.
• General proficiency with various tools, systems, and procedures required to accomplish the job. May need to consult with Senior/Specialist staff members on some technical issues.
• A four year college degree (or additional experience in a related field) and 3 years functional experience including a minimum 1 year position specific experience.