Manager - Treasury & Credit control

Tata Communications; Pune District; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

Tata Communications seeks a seasoned Credit Manager to oversee credit risk, cash flow and liquidity across the business, ensuring compliance with internal policies, accounting standards and applicable regulations.

You will lead credit assessment, risk profiling and credit limits for customers, and drive initiatives to strengthen the credit function.

Qualifications

• Bachelor's degree in finance, accounting, or related field.
• Professional certification such as CCP, CFA, or CMA is preferred.
• At least 5 years of experience in Credit Management or related roles.
• Strong knowledge of financial markets, accounting principles, and regulatory frameworks.
• Proficient in using SAP, Microsoft Office (Spreadsheet and VISIO), and Database Management.
• Excellent analytical, problem-solving, and decision-making skills.
• Effective communication, negotiation, and interpersonal skills.
• High attention to detail, accuracy, and integrity.
• Ability to work independently and as part of a team.

Responsibilities

• Evaluate the creditworthiness of existing and potential customers and set appropriate credit limits, Risk Profiling and Terms.
• Monitor account receivables and minimize bad debts.
• Standard soft skills consist of personality traits, social agencies, communication, language skills, friendliness, and optimism.
• Negotiate deals with customers (Internal and External), suppliers, and lenders to resolve credit issues, disputes, and favourable Contractual Terms.
• Monitoring customer onboarding, predictive Risk analytics, and maintenance of credit centralized data.
• Drive Innovations to achieve an Organisation's Digital footprint, transform the credit management field, improve productivity and eliminate repetitive tasks.
• Develop and implement credit and treasury policies and procedures.
• Optimize the cash management and working capital of the business.
• Identify and mitigate financial risks, such as currency, interest rate, and liquidity risks.
• Ensure compliance with internal controls, audit requirements, and tax regulations.

Skills

Credit risk analysis

Risk profiling

Accounts receivable monitoring

Negotiation

Cash management

Working capital optimization

SAP

Microsoft Office

Database Management

Education

Bachelor's degree in finance or accounting

Professional certifications (CFA/CMA/CCP) optional

Tools

SAP

Microsoft Office

Database Management

Job description

Job Summary

A credit manager needs to oversee the credit functions of a business. They are responsible for managing the credit risk, cash flow, and liquidity, of the organization. They also ensure compliance with relevant policies, regulations, and accounting standards.

Responsibilities

• Evaluate the creditworthiness of existing and potential customers and set appropriate credit limits, Risk Profiling and Terms.


• Monitor account receivables and minimize bad debts.


• Standard soft skills consist of personality traits, social agencies, communication, language skills, friendliness, and optimism.


• Negotiate deals with customers (Internal and External), suppliers, and lenders to resolve credit issues, disputes, and favourable Contractual Terms.


• Monitoring customer onboarding, predictive Risk analytics, and maintenance of credit centralized data.


• Drive Innovations to achieve an Organisation's Digital footprint, transform the credit management field, improve productivity and eliminate repetitive tasks.


• Develop and implement credit and treasury policies and procedures.


• Optimize the cash management and working capital of the business.


• Identify and mitigate financial risks, such as currency, interest rate, and liquidity risks.


• Ensure compliance with internal controls, audit requirements, and tax regulations.

Requirements

• Bachelor's degree in finance, accounting, or related field


• Professional certification, such as CCP (Certified Credit Professional), CFA (Chartered Financial Analyst), or CMA, is preferred.


• At least 5 years of experience in Credit Management or related roles


• Strong knowledge of financial markets, accounting principles, and regulatory frameworks


• Proficient in using SAP, Microsoft Office-(Spreadsheet and VISIO), and Database Management


• Excellent analytical, problem-solving, and decision-making skills


• Effective communication, negotiation, and interpersonal skills


• High attention to detail, accuracy, and integrity


• Ability to work independently and as part of a team.


• Ability to handle multiple tasks and prioritize deadlines and bring Innovation.

Skills

• Credit risk analysis


• Risk profiling


• Accounts receivable monitoring


• Negotiation


• Cash management


• Working capital optimization


• SAP


• Microsoft Office-(Spreadsheet and VISIO)


• Database Management