Assistant Branch Manager - Gold Loan

Poonawalla Fincorp Limited; Botad District; On-site; INR 600,000 - 1,050,000; Full time

Job summary

Poonawalla Fincorp Limited is seeking a branch-based professional to drive field marketing, engage customers, and oversee gold loan operations at the Gujarat region. The role includes managing vault custody, verifying KYC, and processing disbursals and foreclosures with a focus on compliance and pipeline growth.

The candidate should have 5+ years of product or sales experience in gold loans or asset products, and will contribute to branch growth and profitability through disciplined customer

Qualifications

• 5+ years of experience in product or sales in gold loan or asset products.

Responsibilities

• Drive field marketing to improve branch visibility and pipeline of leads.
• Plan and monitor branch field level marketing activities for healthy leads and business conversion.
• Assess customer gold ornaments for pledged assets with correct weight and purity per policy.
• Joint custodian of vault and safekeeping of pledged ornaments as per policy.
• Verify KYC, process loan disbursals, and handle foreclosure and release transactions.
• Authorize disbursal, foreclosure, release and customer payments.

Skills

Sales experience

Gold loan knowledge

Job description

Responsibilities

• Drive participate in field marketing activities with the team to improve branch visibility.
• Plan, conduct monitor the branch field level marketing activities to ensure healthy pipeline of leads resulting in business conversion branch growth.
• Focus on customer engagement appraisal of gold ornaments being pledged with correct weight purity assessment as per company policy and auditory compliance.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Authorize transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance.
• Maintaining quality performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch.
• Increase gold loan business plus various other third-party products.
• Responsible for correct valuation maintenance of 100% process compliance at branch.
• Manage error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.

Qualifications and Experience

• 5+ years of Product / Sales experience in Gold loan or other Asset products

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.