ALYST, Specialist, Business Development - Consumer Lending, Consumer Banking (RE0051)

DBS Bank Ltd; New Delhi; On-site; INR 800,000 - 1,200,000; Full time

Job summary

DBS Bank Ltd in New Delhi is seeking a Product Sales professional to deliver personalized mortgage solutions to high-net-worth clients. The role emphasizes understanding client goals, risk profiles, and market trends to recommend suitable products and reviews portfolios regularly.

You will collaborate with internal teams to ensure a seamless client experience, maintain knowledge of offerings, and contribute to sales strategies while upholding regulatory compliance and DBS values.

Qualifications

• Experience in Mortgages, preferably in a client-facing role.
• Strong analytical and problem-solving abilities to understand complex financial concepts.
• Excellent communication and interpersonal skills to engage with high-net-worth clients.
• Proven track record of building and maintaining long-term client relationships.
• Proficient understanding of financials.
• Ability to work independently and as part of a team.
• Commitment to providing exceptional client service and upholding bank values.

Responsibilities

• Provide personalized financial advice and solutions to high-net-worth clients within and outside the Treasures segment
• Understand clients' financial goals, risk profiles, to recommend Mortgage products and services
• Proactively engage with clients to review their Mortgage portfolios
• Collaborate with other teams within the bank to deliver a seamless and comprehensive client experience
• Maintain a deep understanding of the bank's product offerings, market trends, and regulatory changes
• Contribute to the development and implementation of sales strategies and initiatives
• Ensure compliance with all relevant policies, procedures, and regulations

Skills

Analytical skills

Communication skills

Interpersonal skills

Financial understanding

Teamwork

Client service

Problem-solving

Mortgage experience

Job description

Responsibilities

• Provide personalized financial advice and solutions to high-net-worth clients within and outside the Treasures segment
• Understand clients' financial goals, risk profiles, to recommend Mortgage products and services
• Proactively engage with clients to review their Mortgage portfolios
• Collaborate with other teams within the bank to deliver a seamless and comprehensive client experience
• Maintain a deep understanding of the bank's product offerings, market trends, and regulatory changes
• Contribute to the development and implementation of sales strategies and initiatives
• Ensure compliance with all relevant policies, procedures, and regulations

Requirements

• Experience in the Mortgages, preferably in a client-facing role
• Strong analytical and problem-solving skills with the ability to understand complex financial concepts
• Excellent communication and interpersonal skills to effectively engage with high-net-worth clients
• Demonstrated track record of building and maintaining long-term client relationships
• Proficient understanding of Financials
• Ability to work independently and as part of a team
• Commitment to providing exceptional client service and upholding the bank's values

Location: New Delhi

Job: Product Sales

Schedule: Regular

Employee Status: Full time

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

DBS is more than a bank - we're shaping the future of finance and communities. With innovation at our core and impact in our DNA, we go beyond banking to build careers, relationships, and a better world. DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 15 consecutive years from 2009 to 2023. DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets and is committed to building lasting relationships with customers. With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities.