ABHFL - Technical Manager - Affordable - Patna

ABC - Aditya Birla Housing Finance Limited; Jharkhand; On-site; INR 700,000 - 1,100,000; Full time

Job summary

ABC - Aditya Birla Housing Finance Limited is seeking a detail‑oriented professional to oversee policy, vendor management, audits, construction finance, and portfolio analysis across multiple zones in India. The role focuses on city specific process notes, vendor empanelment, and periodic audits.

The candidate will review governance documents, supervise valuation processes, and ensure MIS accuracy and timely reporting for APF and related portfolios.

Responsibilities

• KRA1 Policy & Process: Preparing & review City Specific Process notes for city specific deviations & mitigants; inputs for policy updates.
• KRA2 Vendor Management: Vendor empanelment across zones; periodic review of vendors; monitoring TAT; resolving valuation queries.
• KRA3 Audit & Hind sighting: Periodical vendor audits; monthly audits for valuations and lease rentals.
• KRA4 Construction Finance: Visiting projects; due diligence of approvals; project feasibility and life cycle analysis; monitor end use of funds; quarterly progress reports.
• KRA5 Mortgages / Home Loans / CFG/CMG: Check/validate valuation reports; ensure compliance with area norms and amendments.
• KRA6 Approved Project Facility: Obtain project reports; circulate MIS; monitor APF projects; report progress to management.
• KRA7 Portfolio Analysis: Revalue portfolio; monthly sampling and audits of valuation reports; other analyses.
• KRA8 Database / MIS Management: Maintain MIS for zones, APF, vendor, disbursement and progress tracking.

Job description

Key Result Areas

KRA1 Policy & Process

Preparing & review City Specific Process notes which can cater city specific deviations & mitigants for the same. Inputs for updating technical policy, Vendor management Policy, Audit policy.

KRA2 Vendor Management

Vendor Empanelment for respective zones. Periodical review of the vendors for respective zones. Monitoring TAT. Resolving valuation specific queries from respective zones.

KRA3 Audit & Hind sighting

Carrying out periodical audits of vendors for respective zones. Carrying out monthly audit for sampled valuations, lease rentals for respective zones/locations.

KRA4 Construction Finance

Visiting Construction Finance projects. Due diligence of all project approvals. Project analysis including evaluation of projects, project lifecycles, cost break-ups & Techno economic feasibility analysis. Preparation of primary Project Feasibility analysis for Construction finance/Debt Syndication proposals. Valuation of Construction Finance Projects, checking regulatory compliances w.r.t. permissions & Development Control Regulations of authorities. Preparing project life cycles & Milestones. Monitoring periodically the progress of projects & end use of funds for all construction finance cases. Quarterly progress report for construction finance projects.

KRA5 Mortgages / Home Loans / CFG/CMG

Checking & validating valuation reports given by valuation agencies. Setting up of city specific process notes to identify city specific deviations & providing solutions for the same. Ensuring compliance with technical norms for the area in line with those set out as per the process. Timely collection and updating the amendments in development control regulations affecting real estate sector.

KRA6 Approved Project Facility

Getting project reports from valuation agencies. Periodical maintenance & circulation of MIS for APF projects. Periodical monitoring of all APF projects & updating the management about progress

KRA7 Portfolio Analysis

Revaluation of portfolio as per approved revaluation policy. Monthly sampling & audit for valuation reports. Any other type of analysis

KRA8 Database / MIS Management

MIS for respective Zones. MIS for APF (Monthly). MIS for vendor (Half-Yearly). MIS for Advance Disbursement Facility cases (Monthly). MIS for delay in disbursement for under-construction cases (Half-Yearly). MIS for progress for construction finance projects (Quarterly)