ABHFL - Technical Manager - Kanpur

ABC - Aditya Birla Housing Finance Limited; Uttar Pradesh; On-site; INR 800,000 - 1,100,000; Full time

Job summary

ABC - Aditya Birla Housing Finance Limited is seeking a specialized professional to drive policy reviews, vendor management, audits, and construction finance analysis across zones.

You will oversee due diligence, MIS reporting, and portfolio analysis, ensuring compliance with real estate regulations and approvals.

This role requires strong coordination across functions and the ability to translate complex processes into city-specific plans.

Responsibilities

• Prepare and review city-specific process notes addressing deviations and mitigants.
• Vendor empanelment for respective zones; periodic vendor reviews; monitor TAT; resolve valuation queries.
• Conduct periodical vendor audits by zone; monthly audits for sampled valuations and leases.
• Construction finance project due diligence, feasibility analysis, lifecycle milestones, and funds monitoring.
• Validate valuation reports; update city-specific process notes; ensure regulatory compliance.
• Obtain project reports from valuation agencies and circulate MIS for APF projects.
• Portfolio revaluation under policy; monthly sampling and audit of valuation reports.
• MIS / Database management: MIS by zone, APF, vendor, and construction finance progress.

Job description

Key Result Areas

KRA1 Policy & Process

Preparing & review City Specific Process notes which can cater city specific deviations & mitigants for the same. Inputs for updating technical policy, Vendor management Policy, Audit policy.

KRA2 Vendor Management

Vendor Empanelment for respective zones. Periodical review of the vendors for respective zones. Monitoring TAT. Resolving valuation specific queries from respective zones.

KRA3 Audit & Hind sighting

Carrying out periodical audits of vendors for respective zones. Carrying out monthly audit for sampled valuations, lease rentals for respective zones/locations.

KRA4 Construction Finance

Visiting Construction Finance projects. Due diligence of all project approvals. Project analysis including evaluation of projects, project lifecycles, cost break-ups & Techno economic feasibility analysis. Preparation of primary Project Feasibility analysis for Construction finance/Debt Syndication proposals. Valuation of Construction Finance Projects, checking regulatory compliances w.r.t. permissions & Development Control Regulations of authorities. Preparing project life cycles & Milestones. Monitoring periodically the progress of projects & end use of funds for all construction finance cases. Quarterly progress report for construction finance projects.

KRA5 Mortgages / Home Loans / CFG/CMG

Checking & validating valuation reports given by valuation agencies. Setting up of city specific process notes to identify city specific deviations & providing solutions for the same. Ensuring compliance with technical norms for the area in line with those set out as per the process. Timely collection and updating the amendments in development control regulations affecting real estate sector.

KRA6 Approved Project Facility

Getting project reports from valuation agencies. Periodical maintenance & circulation of MIS for APF projects. Periodical monitoring of all APF projects & updating the management about progress

KRA7 Portfolio Analysis

Revaluation of portfolio as per approved revaluation policy. Monthly sampling & audit for valuation reports. Any other type of analysis

KRA8 Database / MIS Management

MIS for respective Zones. MIS for APF (Monthly). MIS for vendor (Half-Yearly). MIS for Advance Disbursement Facility cases (Monthly). MIS for delay in disbursement for under-construction cases (Half-Yearly). MIS for progress for construction finance projects (Quarterly)