ABHFL - Technical Manager - Affordable -...

PeopleStrong; India; On-site; INR 900,000 - 1,400,000; Full time

Job summary

AB Housing Finance Limited invites applications for a Technical Manager role based in Jharkhand. The incumbent will drive policy and process improvements, oversee vendor management and audits, and perform construction finance project evaluations with emphasis on regulatory compliance and timely MIS reporting.

The role covers multiple KRA areas including portfolio analysis, mortgage operations, and data management across zones, requiring strong analytical skills and domain knowledge in housing

Qualifications

• 3-7 years of relevant experience in housing finance / credit.
• Graduate in a related field or equivalent qualification.

Responsibilities

• KRA1 Policy & Process: Preparing & review City Specific Process notes with deviations & mitigants.
• KRA2 Vendor Management: Vendor empanelment for zones; periodic reviews; monitor TAT; resolve zone queries.
• KRA3 Audit & Hind sighting: Carry out periodical audits of vendors for zones; monthly audit for valuations.
• KRA4 Construction Finance: Visiting projects; due diligence; project evaluation; techno-economic feasibility; MIS & reporting.
• KRA5 Mortgages / Home Loans / CFG/CMG: Valuation checks; ensure city-specific development controls.
• KRA6 Approved Project Facility: Collect project reports; maintain MIS for APF; monitor projects.
• KRA7 Portfolio Analysis: Revaluation; monthly sampling & audit; other analyses.
• KRA8 Database / MIS Management: MIS for zones, APF, vendors; progress tracking.

Skills

Technical Analysis

Education

Graduate

Job description

ABHFL - Technical Manager - Affordable -...

ABG110496

• Financial Services
• Jharkhand

Posted On 21 Aug 2026

End Date 17 Feb 2027

Required Experience 3 - 7 years

Basic Section

No. Of Position 1

Grade 11

Level NA

Organisational

BUSINESS_UNIT-1 AB Housing Finance Limited

BUSINESS_UNIT-2 AB Housing Finance Limited

BUSINESS_UNIT-3 AB Housing Finance Limited

DEPARTMENT-1 Credit

Country India

State Jharkhand

Skills

Skill

Technical Analysis

Graduate

CERTIFICATION

Job Description

Key Result Areas

KRA1 Policy & Process Preparing & review City Specific Process notes which can cater city specific deviations & mitigants for the same.
Inputs for updating technical policy, Vendor management Policy, Audit policy.

KRA2 Vendor Management Vendor Empanelment for respective zones
Periodical review of the vendors for respective zones.
Monitoring TAT
Resolving valuation specific queries from respective zones.

KRA3 Audit & Hind sighting Carrying out periodical audits of vendors for respective zones. Carrying out monthly audit for sampled valuations, lease rentals for respective zones/locations.

KRA4 Construction Finance Visiting Construction Finance projects.
Due diligence of all project approvals.
Project analysis including evaluation of projects, project lifecycles, cost break-ups & Techno economic feasibility analysis.
Preparation of primary Project Feasibility analysis for Construction finance / Debt Syndication proposals.
Valuation of Construction Finance Projects, checking regulatory compliances w.r.t. permissions & Development Control Regulations of authorities.
Preparing project life cycles & Milestones.
Monitoring periodically the progress of projects & end use of funds for all construction finance cases.
Quarterly progress report for construction finance projects.

KRA5 Mortgages / Home Loans / CFG/CMG Checking & validating valuation reports given by valuation agencies.
Setting up of city specific process notes to identify city specific deviations & providing solutions for the same.
Ensuring compliance with technical norms for the area in line with those set out as per the process.
Timely collection and updating the amendments in development control regulations affecting real estate sector.

KRA6 Approved Project Facility Getting project reports from valuation agencies.
Periodical maintenance & circulation of MIS for APF projects.
Periodical monitoring of all APF projects & updating the management about progress

KRA7 Portfolio Analysis Revaluation of portfolio as per approved revaluation policy.
Monthly sampling & audit for valuation reports.
Any other type of analysis

KRA8 Database / MIS Management MIS for respective Zones
MIS for APF (Monthly)
MIS for vendor (Half-Yearly)
MIS for Advance Disbursement Facility cases (Monthly)
MIS for delay in disbursement for under-construction cases (Half-Yearly)
MIS for progress for construction finance projects (Quarterly)