Regulatory Accountant

Morgan McKinley; Dublin; On-site; EUR 65,000 - 85,000; Full time

Job summary

Morgan McKinley in Dublin is seeking a qualified Regulatory Accountant to join the finance function and report to the CFO. You will deliver regulatory reporting, financial accounting activities and statutory compliance, ensuring accuracy and robust controls.

This role emphasises process improvement, automation and the adoption of AI-enabled tools to enhance efficiency and accuracy. You’ll work with internal teams and outsourced providers in a dynamic environment.

Qualifications

• Qualified professional accounting qualification (ACA/ACCA/CIMA or equivalent).
• Minimum of three years' PQE in a related role.
• Experience in regulated financial services is advantageous.
• Strong knowledge of regulatory reporting requirements and financial accounting principles.

Responsibilities

• Financial Accounting & Month-End Close: manage US GAAP reporting, month-end close, balance sheet reconciliations and financial analysis.
• Statutory Reporting & Audit: oversee statutory compliance, coordinate external audits and prepare financial statements.
• Regulatory Reporting: own regulatory reporting, ensure timely submissions in line with regulations.
• Regulatory Capital: monitor and manage regulatory capital requirements for compliance.
• Safeguarding: develop safeguarding processes and maintain regulatory compliance.

Skills

Regulatory reporting

US GAAP knowledge

Month-end close

Analytical skills

Stakeholder management

ERP systems (Workday)

Education

ACA/ACCA/CIMA or equivalent

Tools

Workday

Job description

We are seeking a qualified Regulatory Accountant to join the finance function of a regulated financial services organisation in Dublin. Reporting directly to the Chief Financial Officer (CFO), you will be responsible for the day-to-day delivery of regulatory reporting requirements, financial accounting activities and statutory compliance.

This role will play a key part in maintaining accurate financial reporting, ensuring compliance with regulatory obligations and strengthening internal controls. You will also contribute to continuous improvement initiatives, including process automation, standardisation and the adoption of AI-enabled tools to enhance efficiency and accuracy.

Working closely with internal stakeholders and outsourced service providers, you will support the finance function in a dynamic and collaborative environment.

Key Responsibilities

• Financial Accounting & Month-End Close: Manage US GAAP reporting obligations, including month-end close activities, balance sheet reconciliations and financial analysis.
• Statutory Reporting & Audit: Oversee statutory compliance, coordinate external audits and prepare financial statements.
• Regulatory Reporting: Take ownership of financial regulatory reporting requirements, ensuring accurate and timely submissions in line with applicable regulations.
• Regulatory Capital: Support the monitoring and management of regulatory capital requirements, ensuring ongoing compliance with relevant obligations.
• Safeguarding: Own and develop safeguarding processes, identifying critical data inputs, improving reporting accuracy and maintaining compliance with regulatory requirements and internal policies.
• Process Improvement: Drive improvements through process standardisation, automation and process reengineering, exploring AI-enabled solutions to increase efficiency, accuracy and scalability.
• Stakeholder Management: Collaborate with internal teams and outsourced service providers to assess proposed changes to processes, products, external partners and payment methods that may affect regulatory reporting or compliance.
• Regulatory Engagement: Support the management team during Central Bank inspections and in responding to regulatory information requests.
• Internal Controls: Contribute to the development and monitoring of financial controls designed to protect company assets and ensure accurate financial reporting.

Required Experience & Qualifications

• A recognised professional accounting qualification, such as ACA, ACCA, CIMA or an equivalent qualification.
• A minimum of three years' post-qualification experience (PQE).
• Strong financial accounting experience and a sound understanding of accounting principles and their practical application.
• Experience in a regulated financial services environment is advantageous.
• Working knowledge of regulatory reporting requirements, ideally including Central Bank of Ireland reporting for payment institutions, European Banking Authority (EBA) guidelines and the Payment Services Directive (PSD2).
• Experience using Workday or another ERP system is beneficial.
• Strong analytical, problem-solving and organisational skills.
• Excellent attention to detail and a commitment to accuracy.
• Ability to manage competing priorities and deliver against tight deadlines.
• A proactive approach to identifying opportunities for process improvement and operational efficiency.
• Ability to work independently, take ownership of tasks and follow them through to completion.
• Strong communication and stakeholder management skills, including the ability to build effective working relationships remotely.
• Adaptability and a collaborative approach to working across teams.
• An interest in emerging technologies and AI-enabled tools to improve financial processes and reporting.