Development Lead

Citi; Dublin; Hybrid; EUR 93,000 - 140,000; Full time

Benefits offered by this job

Hybrid working model

Competitive base salary

Benefits package

Job summary

Citi Dublin is seeking a senior Development Lead with techno-functional strengths to architect and deliver a Fraud Detection & Analytical Platform for Global Payments. You will lead a distributed team, drive PDLC, ensure ISO 20022 alignment, and engage with enterprise architects and external networks.

Ideal candidates have 10+ years in payments, 6+ years in techno-functional leadership, and deep payments knowledge. This role offers hybrid work and a competitive package in Dublin.

Qualifications

• 10+ years in Payments domain with at least 6+ years in techno-functional leadership or lead analyst roles.
• Bachelor’s or Master’s degree in computer science, information systems, or related field.

Responsibilities

• Architect end-to-end payment flows and lead a distributed development team through PDLC.
• Facilitate architectural, design, and functional walkthroughs with architects, PO, and operations.
• Design end-to-end payment processing workflows for fraud detection including orchestration, routing, clearing, settlement and exceptions.
• Ensure payment solutions align with ISO 20022 and legacy SWIFT formats.
• Lead sprint planning, backlog grooming, and daily stand-ups to ensure delivery timelines.
• Provide technical direction and conduct code and design reviews to meet enterprise standards.
• Oversee integration of payment engines with fraud detection and risk scoring platforms.
• Maintain high availability and performance with strict non-functional requirements.

Skills

Techno-Functional Leadership

Java

Leadership

Payments Knowledge

Education

Bachelor’s or Master’s in CS/IT

Tools

Java

Spring Boot

MongoDB

Oracle

Confluent Kafka

IBM MQ

RESTful Microservices

Job description

We are seeking a highly accomplished and dynamic Development Lead with Techno-Functional skills to join our Global Payments Technology team to build Fraud Detection & Analytical Platform across Payments. Requires knowledge in Java, Spring boot framework, Restful microservices, MongoDB/Oracle, real-time messaging systems like Confluent/Apache Kafka, IBM MQ, combined with a solid understanding of Payments systems and financial risk management.

This role is designed for a senior technical leader who possesses a blend of deep engineering capabilities and payments expertise.

What you’ll do

1. Techno-Functional Leadership & Solution Architecture
   • Lead critical techno-functional discussions, architect end-to-end payment flows, and drive a high-performing development team to build, modernize, and maintain our core payment processing engines.
   • Facilitate and lead architectural, design, and functional walkthroughs with enterprise architects, product owners, operations, and external clearing networks.
   • Payment Flow Design: Design end-to-end payment processing workflows for Fraud Detection, covering Orchestration, routing, clearing, settlement, and exception handling.
   • Standards Alignment: Ensure all payment solutions align with global messaging standards, specifically ISO 20022 (pain, pacs, camt) and legacy SWIFT MT formats.
2. Team Driving & Delivery Management
   • Drive Development: Lead, mentor, and provide technical direction to a distributed team of software engineers and developers throughout the PDLC.
   • Agile Execution: Drive sprint planning, backlog grooming, and daily stand-ups, ensuring the development team remains focused, unblocked, and aligned with delivery timelines.
   • Code & Design Reviews: Conduct rigorous code and design reviews to ensure adherence to enterprise standards, security protocols, and performance benchmarks.
   • Hands-on Contribution: Actively participate in high-level design, prototyping, and solving complex technical bottlenecks when required.
3. Payment Systems Engineering
   • Integration Rails: Oversee the integration of payment engines with fraud detection platforms and Internal/External Fraud Risk scoring platforms
   • Performance Tuning: Ensure processing systems meet strict non-functional requirements (NFRs) for high throughput, low latency, and 24/7 high availability.

What we’ll need from you

Education & Experience

• Bachelor’s or master’s degree in computer science, Information Systems, Finance Technology, or a related field.
• 10+ years of experience in Payments Domain and deep knowledge of Payments development with at least 6+ years in a techno-functional lead or lead analyst capacity.

Domain & Soft Skills

• Payments Knowledge: Strong understanding of payment processing rails (e.g., ACH, Wire, SWIFT, Real-Time Payments).
• Fraud & Risk Domain: Prior experience building fraud detection, AML (Anti-Money Laundering), or risk-scoring systems in a banking or fintech environment.
• Analytical Mindset: Experience deploying machine learning models or analytical scoring engines into real-time production environments.
• Leadership: Exceptional communication, stakeholder management, and team-building capabilities.

What we can offer you

By joining Citi Dublin, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more here.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energised to join us, motivated to stay, and empowered to thrive.

Time Type

Full time

Salary Range

93 280,00 € - 139 920,00 €

EEO

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.