Customer Care Specialist – Digital Payments

ACE Money Transfer Limited; Dublin; Hybrid; EUR 32,000 - 44,000; Full time

Job summary

ACE Money Transfer is seeking a Customer Care Specialist – Digital Payments in Dublin. This hybrid role supports customers across calls, chat and email, guiding them through digital payments and self-service tools while ensuring security and compliance.

You’ll liaise with Compliance and Operations, keep accurate records, and strive for first-contact resolution. Fluent English plus a second European language (Italian or French) is preferred; some office presence may be required.

Qualifications

• 1-3 years of customer service experience preferred.
• Strong communication and empathy skills.
• Familiarity with CRM systems and MS Office.

Responsibilities

• Be the first point of contact for customers via phone, chat, and email.
• Resolve inquiries, guide users through digital payments, and ensure a smooth experience.
• Handle complaints with empathy and coordinate with relevant teams to resolution.
• Maintain compliant and secure customer interactions in line with AML/KYC policies.
• Keep accurate records of conversations and actions taken to support continuity.
• Collaborate across teams to investigate issues and improve processes.
• Pursue ongoing knowledge about products, policies, and support best practices.

Job description

Position Title: Customer Care Specialist – Digital Payments

Location: Dublin, Ireland - Hybrid(Regular office attendance is required based on business needs)

Bilingual Role: English + one additional European language (Italian or French preferred)

Department: Customer Experience / Operations

Reports To: Operations Manager

About the Role: At ACE Money Transfer, we’re looking for someone who genuinely cares about people and loves helping others. As a Customer Care Specialist, you’ll be the friendly voice and helpful hand our customers rely on when they use our digital payment services. You’ll answer their questions, solve their problems, and make sure every step of their experience feels smooth and easy.

You’ll also work closely with our Compliance and Operations teams to keep everything secure and compliant, while making every customer feel valued and supported.

What You’ll Do

• Be the first point of contact: Serve as the primary point of contact for customers via phone, live chat, and email, assisting with inquiries related to their accounts, transactions, payments, and services while providing clear, accurate, and timely information. Guide customers in using self-service tools and digital channels so they can manage their accounts independently.
• Deliver exceptional customer support: Resolve customer queries quickly and accurately, taking ownership of issues and aiming for first-contact resolution wherever possible. Ensure every interaction is personal, professional, and focused on achieving a positive customer outcome.
• Manage complaints and escalations: Handle sensitive or complex complaints with empathy, patience, and discretion, giving additional care and attention to vulnerable customers. Where specialist input is required, coordinate with the relevant teams, maintain clear communication, and follow each case through to resolution.
• Maintain compliance and security: Work closely with Compliance and Operations teams to ensure customer interactions are secure and aligned with internal policies, AML/KYC requirements, and applicable data protection standards. Handle confidential customer information responsibly and follow established procedures.
• Maintain accurate customer records: Keep clear, detailed, and accurate notes of customer conversations, inquiries, complaints, actions taken, and resolutions. Ensure records are updated promptly so colleagues can maintain continuity of service and follow up effectively when needed. Contribute to service quality and improvement: Deliver support in line with the company’s quality standards and requirements. Recognise recurring customer issues, common complaints, and service gaps, and share customer feedback, emerging trends, and practical suggestions with the relevant teams to support reporting and improve products, services, processes, and the overall customer experience.
• Collaborate across teams: Build strong working relationships with colleagues across the business to investigate issues, resolve complex cases, and deliver a consistent customer experience.
• Continuously develop your knowledge: Keep up to date with company products, services, policies, procedures, and customer support best practices. Take on feedback, learn from colleagues, and continuously develop the skills and knowledge needed to provide accurate and effective assistance.
• Contribute to a positive team culture: Be part of a supportive team that values kindness, patience, accountability, and a positive attitude. Share knowledge, support colleagues, and contribute to an environment where customers and team members feel respected and valued.
• Achieve departmental KPIs and performance targets: Consistently meet the Customer Experience department’s key performance indicators (KPIs), service standards, and performance objectives, including customer satisfaction, response and resolution times, first-contact resolution, quality, and productivity targets.
• Perform additional assigned duties: Carry out any other relevant duties and responsibilities assigned by the Operations Manager, supporting departmental objectives, operational efficiency, and the delivery of excellent customer service.

What We’re Looking For

• Fluent English plus one additional European language, ideally Italian or French, both written and spoken.
• Previous customer service experience, ideally 1 to 3 years, with a strong preference for candidates from remittance, fintech, or banking.
• Experience supporting customers across calls, chat, and email.
• Familiarity with AML/KYC or financial regulatory standards is a plus.
• A friendly, patient person who listens actively and puts customers first.
• Calm under pressure and comfortable in a busy environment.
• Confident with MS Office and CRM or call centre software.
• Organised and detail-oriented, and able to multitask.
• A proactive problem-solver who is open to learning, adapting to change, and sharing ideas to improve our processes.
• A degree in Business, Finance, Commerce, or a related field is nice to have but not essential.

Work Location

This is a hybrid role based in Dublin. While you’ll mainly work from home, you may be asked to come into our Dublin office from time to time, for example for training, team meetings, or business needs. Candidates should live within easy commuting distance of the office and be flexible to attend when required.

Why You’ll Love Working Here

• We’re a global fintech company with lots of room to grow your career.
• Our team is supportive, friendly, and collaborative, so you’ll always have support when you need it.
• You’ll get hands‑on experience with international money transfers and learn from the best in the industry.
• We believe in making financial services easy and reliable for everyone, and you’ll be part of that mission.

About ACE Money Transfer

ACE Money Transfer is a UK-based multinational fintech headquartered in Manchester, United Kingdom. We provide fast, secure and affordable online remittance services to customers in 29 countries across the UK, Europe, Canada and Australia, and we enable cross-border money transfers to 100+ countries worldwide. Every day, our platform helps people support their families, pay for education and build better futures across borders. As part of the wider ACE Group, we combine a fast-paced growth culture with strong regulatory standards and a commitment to innovation in digital payments. At ACE you will work with talented, diverse teams across multiple regions and take real ownership of work that matters. You will also help shape the future of global money movement.