Credit Control Analyst

Morgan McKinley; Cork; Hybrid; EUR 38,000 - 54,000; Full time

Job summary

Morgan McKinley is seeking a proactive Credit Control Analyst for their Cork Shared Service Centre. The role focuses on managing credit risk, driving timely collections and resolving queries across a key customer portfolio to optimise working capital.

This hybrid position is based in Cork with on-site presence three days a week and requires 1+ year of AR/Credit Control experience in a multinational setting, plus ERP experience (SAP/Oracle/Microsoft Dynamics).

Qualifications

• Experience in Accounts Receivable or Credit Control within a multinational environment.
• Fluent English with strong written and verbal communication.
• ERP system experience (SAP, Oracle, Oracle Fusion or Microsoft Dynamics).

Responsibilities

• Dispute resolution & collaboration with Sales and Customer Service; enforce SLAs and minimize aged cash.
• Credit decisioning: evaluate holds and autonomous release within authority limits.
• Risk assessment: periodic reviews using third-party risk data and financial statements; formal recommendations for approval.
• Account portfolio management: monitor balances and enforce credit limits and payment terms.
• Cash application oversight: resolve unallocated cash and unapplied receipts.

Skills

Accounts Receivable

Credit Control

Analytical skills

Stakeholder management

Education

Certificate or Diploma in Business/Finance

Tools

SAP

Oracle

Oracle Fusion

Microsoft Dynamics

Job description

We are seeking a proactive and detail-oriented Credit Control Analyst on behalf of our client, a leading multinational organisation. Operating out of their Shared Service Centre in Cork, this role is critical to managing credit risk, driving timely collections, and resolving queries across a key customer portfolio to optimise working capital.

If you thrive in a global environment and want to leverage your Accounts Receivable expertise to make a direct impact on financial performance, this is an ideal next step in your career.

This role is hybrid with 3 days based on site in Cork.

Key Responsibilities

• Dispute Resolution & Collaboration: Drive cross-functional dispute resolution workflows and conduct root-cause analysis alongside Sales and Customer Service teams. Enforce strict SLAs to prevent dispute escalation and minimize aged unallocated cash.

• Credit Decisioning: Evaluate credit holds and execute autonomous order release decisions within designated authority limits, balancing commercial urgency with risk exposure.

• Risk Assessment: Perform periodic financial risk assessments and credit limit reviews for new and existing accounts using third-party risk data and financial statements. Submit formal recommendations for approval.

• Account Portfolio Management: Monitor account balances and enforce strict compliance with agreed credit limits and payment terms through strategic stakeholder engagement.

• Cash Application Oversight: Resolve unallocated cash and unapplied receipts promptly to ensure customer sub-ledgers accurately reflect real-time exposure.

Candidate Profile & Qualifications

Minimum Requirements:

• Experience: Minimum 1 year (12+ months) of hands‑on experience in an Accounts Receivable (AR) or Credit Control role within a multinational environment.

• Systems Expertise: Direct working experience with major enterprise ERP systems (e.g., SAP, Oracle, Oracle Fusion, or Microsoft Dynamics).

• Education: Certificate or Diploma level qualification (or equivalent) in Business, Finance, or a related discipline.

• Language Skills: Fluent in English with excellent written and verbal communication capabilities. Additional Language such as French, Spanish, German is a distinct advantage

Key Skills for Success:

• Strong numerical and analytical capabilities with advanced proficiency in MS Excel and/or Google Workspace (Sheets, Docs).

• Practical understanding of credit risk evaluation, financial analysis, and sub‑ledger reconciliation.

• Strong negotiation, interpersonal, and stakeholder management skills.