Credit Analyst

ORIX LEASING SINGAPORE LIMITED; Dublin; On-site; EUR 60,000 - 84,000; Full time

Job summary

ORIX LEASING SINGAPORE LIMITED in Dublin seeks a credit professional with strong financial analysis and writing skills to prepare credit proposals and routine reports. You will collaborate with cross-functional teams to identify credit, operational and business risks and ensure adherence to credit policies.

The role requires a bachelor degree in business, finance or accountancy and at least four years of credit assessment experience, preferably in SME contexts.

Qualifications

• Must have strong written communication skills for credit proposals and reports.
• Experience distilling financial information for credit assessment.
• Proficiency with PowerPoint and related IT projects is advantageous.

Responsibilities

• Prepare credit proposals and supporting administrative credit work.
• Prepare weekly and monthly credit reports for monitoring.
• Ensure credit applications comply with company policies.
• Collaborate with Credit & Marketing to identify risks and mitigations.
• Identify early warning signs and potential loan losses.
• Write concise credit proposals and meet deadlines.
• Contribute ad-hoc tasks as required by the supervisor.

Skills

Credit assessment

Financial analysis

Business writing

PowerPoint

Education

Bachelor's degree in Business Administration, Finance or Accountancy

Job description

Main Responsibilities

• Prepare credit proposals
• Provide administrative credit support
• Prepare Weekly and Monthly reports

Detailed Tasks

• Apt in analyzing and distilling financial information succinctly in a credit proposal
• Accurate spreading of Borrowers’ & for Group’s financial statements
• Collaborate with the Credit & Marketing officers to identify credit, operational and business risks and recommend solutions to address or mitigate these risks
• Able to write a credit proposal concisely and cogently
• Able to submit written work within stipulated deadlines
• Generate weekly and monthly credit reports for monitoring purposes
• Ensure credit applications comply with Company's credit policies
• Identify early warning signs or credit weaknesses to minimize/circumvent loan loss
• Has an incisive understanding of the direct and strong connection between business and credit environments
• Ad-hoc functions as assigned by the direct report, from time to time

Requirements

The incumbent should possess at least a bachelor degree in Business Administration, Finance or Accountancy with minimum four years of experience in credit assessment function, preferably for the SME business segment.

The incumbent should be skilled in effective business writing, professionally inquisitive and has a keen analytical intellect. He/She must be precise and thorough with facts and figures.

Proficiency in Microsoft PowerPoint and prior exposure to IT projects related to credit processes would be an added advantage.

The corporate rank and compensation will be commensurate with the candidate’s experience and qualifications

We regret that only shortlisted candidates will be notified.

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