Credit Analyst

Engage People Recruitment; Dublin; Hybrid; EUR 45,000 - 65,000; Full time

Job summary

Engage People Recruitment is seeking a commercially minded Credit Analyst to join a dynamic international financial services environment in Dublin. You will assess risk, underwrite leasing and asset finance applications, and support lending decisions across global markets.

Working with experienced credit professionals, you will analyze financial statements, prepare credit papers, and conduct annual reviews while collaborating with multiple departments.

Qualifications

• Degree in Finance, Accounting, or Economics required.
• 2-5 years' experience in credit analysis or lending advantageous.
• Strong analytical abilities and attention to detail.

Responsibilities

• Analyse customer financial information to assess creditworthiness and determine credit limits.
• Underwrite leasing, asset finance, and invoice finance applications for international markets.
• Conduct annual credit reviews and portfolio monitoring.
• Prepare detailed credit papers and recommendations for senior decision-makers.
• Deliver counterparty and transaction risk assessments.
• Collaborate with multiple departments to monitor client exposure and risk.
• Support internal projects and provide guidance to commercial teams.

Skills

Analytical skills

Excel proficiency

Communication skills

Team collaboration

Education

Degree in Finance, Accounting, or Economics

Tools

Advanced Excel

MS Office

Financial systems

Job description

Are you a commercially minded Credit Analyst looking to develop your career within a dynamic international financial services environment? This is an exciting opportunity to join a growing credit team supporting leasing and asset finance transactions across multiple global markets.

Working alongside experienced credit professionals, you'll play a key role in assessing risk, supporting business growth, and making informed lending decisions within a highly regulated and collaborative environment.

Key Responsibilities

• Analyse customer financial information to assess creditworthiness and determine appropriate credit limits.
• Evaluate and underwrite leasing, asset finance, and invoice finance applications from international markets.
• Conduct annual credit reviews and ongoing portfolio monitoring.
• Prepare detailed credit papers and recommendations for senior decision-makers.
• Deliver comprehensive counterparty and transaction risk assessments.
• Collaborate with stakeholders across multiple departments and jurisdictions to monitor client exposure and risk.
• Support internal projects and provide guidance and training to commercial teams where required.

About You

• Degree qualified in Finance, Accounting, or Economics.
• 2-5 years' experience in credit analysis, underwriting, risk assessment, or commercial lending.
• Strong understanding of financial statements, ratio analysis, and credit risk principles.
• Excellent analytical skills with exceptional attention to detail.
• Advanced Excel and MS Office skills with confidence using financial systems.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Strong communication skills and a collaborative, team-oriented approach.
• Positive, proactive attitude with a willingness to take ownership and solve problems.

Why Apply?

• Join a well-established international financial services organisation.
• Exposure to global markets and diverse industry sectors.
• Work within a growing and supportive credit team.
• Opportunity to expand your authority, responsibility, and career progression.
• Hybrid international environment with strong learning and development opportunities.