Credit Analyst, Graduate

Jobtailor; Dublin; On-site; EUR 40,000 - 60,000; Full time

Job summary

Jobtailor in Dublin seeks a data‑driven analyst to dissect financial and non‑financial customer performance and assess risk in ecommerce funding scenarios. You will engage with customers on calls to understand models and funding needs, and work with management to prototype improved processes and products.

The role involves collaboration across teams to optimize sales, operations, and portfolio management while building a solid foundation for healthy customer relationships.

Qualifications

• Undergraduate degree in Business, Finance, Economics, Engineering, Law, or Computer Science.
• Strong academic record; able to explain performance.
• Interest in credit, risk, and ecommerce dynamics.
• Comfortable leading conversations in meetings, calls, or presentations.
• Bonus: experience with management accounts, Excel, or SQL; pursuing finance qualifications.

Responsibilities

• Dig into the story behind the data and analyze financial and non-financial performance of customers.
• Assess and quantify risk in ecommerce funding scenarios.
• Join regular customer calls to understand business models and funding needs.
• Collaborate with management to build and test new processes and products.
• Support sales and operations by understanding how relationships are won and maintained.
• Understand loan portfolio management and exit decisions for risky relationships.
• Connect with multiple teams to leverage cross-functional insights.

Skills

data analysis

risk assessment

financial performance analysis

eCommerce business analysis

curiosity

communication

leadership

customer relationship management

collaboration

Education

Undergraduate degree in Business, Finance, Economics, Engineering, Law, or Computer Science

Tools

Excel

SQL

Job description

Responsibilities

• Dig into the story behind the data – analyze the financial and non-financial performance of new and existing customers to understand what is really driving their business.
• Learn to assess and quantify risk – get under the hood of eCommerce businesses and figure out how Wayflyer can fund their growth without taking on unnecessary exposure.
• Get on the phone – join regular customer calls to understand their business models, funding needs, and where they are headed.
• Work with management to build and test new processes and products, not just inherit them.
• Support sales and operations by understanding how they win, and what they need to keep customer relationships healthy.
• Get across our loan portfolio – understand how we manage it, what good looks like, and how we make the call to exit a risky relationship.
• Connect dots across the business – this role touches a lot of teams, and we expect you to use that access.

Requirements

• You have completed (or are close to completing) an undergraduate degree – Business, Finance, Economics, Engineering, Law, or Computer Science all work here.
• You have a strong academic record, and you can speak to why.
• You are genuinely curious about credit, risk, and what makes an eCommerce business tick.
• You are comfortable leading a conversation – in a meeting, on a call, or in a presentation.
• Bonus points if you can read a set of management accounts, work with Excel or SQL, or are planning to pursue a professional finance qualification.

Hard Skills

• data analysis
• risk assessment
• financial performance analysis
• eCommerce business analysis
• Excel
• SQL
• management accounts reading
• process building
• product testing

Soft Skills

• curiosity
• communication
• leadership
• customer relationship management
• collaboration

Certifications & Qualifications

• professional finance qualification