Consultant Financial Crimes Investigator x2

086 NT Mgmt Services Ireland Ltd; Limerick; On-site; EUR 60,000 - 90,000; Full time

Job summary

Northern Trust is looking for a Consultant Financial Crimes Investigator to detect and prevent fraud across global client platforms. You will analyze complex data, review alerts, and collaborate across teams to mitigate risk while protecting clients and the bank.

Ideal candidates will have experience with Actimize Xceed/Guardian Analytics, strong data analytics skills, and knowledge of money movement, cybersecurity, and fraud prevention. Ireland-based role with global remit.

Qualifications

• Strong analytical skills and the ability to work with complex data.
• Experience with Actimize Xceed / Guardian Analytics preferred.
• Knowledge of malware variants and common attack vectors.
• Experience in phone interviewing for the identification of client impersonators and scams.
• Understanding of common industry client authentication processes, tools and internet security.
• Ability to identify potential fraudulent or suspicious accounts and activities and take appropriate action to prevent loss.

Responsibilities

• Analyze data and detect fraudulent activity across client-facing applications.
• Review login anomalies and suspicious transactions to prevent policy violations.
• Investigate complex account movements involving multiple channels or client relationships.
• Validate alerts from fraud detection systems and escalate as needed.
• Work independently within a fraud research framework to mitigate risks.
• Document analyses and consult with cross-functional teams to confirm or refute suspicions.
• Maintain data confidentiality and comply with relevant laws and policies.
• Communicate findings and trends to fraud team and management to strengthen defenses.

Skills

Analytical skills

Actimize Xceed

Guardian Analytics

Power BI

Python/R

Fraud investigations

Authentication processes

Malware knowledge

Phone interviewing

Data security basics

Education

ACAMS/CFE

Tools

OSINT

Job description

About Northern Trust

As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world’s most successful individuals, families, corporations and institutions. Since 1889, we have aligned our efforts with our three guiding Principles That Endure: Service, Expertise, and Integrity. Together, they reflect the three cornerstones of business conduct which we strive to instill in our employees, whom we call partners, and to provide to our clients and the communities we serve worldwide. With more than 135 years of financial experience and over 24,000 partners, we serve the world’s most sophisticated clients using leading technology and exceptional service.

About The Role

The Consultant Financial Crimes Investigator role will be responsible for utilizing analytical skills and innovative strategies to detect, prevent, and report fraudulent activities at Northern Trust. This role will operate within a fast paced and dynamic global fraud team that is instrumental in protecting our clients against financial fraud.

Daily Activities

• Utilize advanced data analysis techniques to detect and prevent fraud within client facing applications. Review comprehensive daily reports to identify anomalous patterns, transactions, or behaviors that may indicate unauthorized activity or fraud.
• Review and verify login anomalies and suspicious transactions to identify or prevent policy violations, identity theft, and financial crimes by means of web-based and internal system research, coordinated efforts through cross-functional partnerships, client and internal partner notifications and interviews.
• Analyze datasets from various sources and systems to identify and prevent potentially fraudulent activity. Research complex account movements that may involve multiple transaction channels, accounts, or client relationships.
• Review and authenticate alerts generated by the Internal Fraud Detection systems. Validate transactions and activities using data from multiple sources. Escalate cases as needed to managers, HR and Fraud Investigations.
• Leverage advanced skills and subject matter expertise to work independently, within an established fraud research and mitigation framework, to detect and respond to identity theft, scams and fraud risks appropriately and effectively.
• Conduct thorough and well documented analysis, in accordance with policy and procedures. Consult with cross-functional departments to validate or invalidate suspicious transactions, and take appropriate proactive action to protect clients and the bank from additional fraud exposure.
• Maintain the integrity of highly sensitive data, analysis, and confidentiality of systems, policies and case details, and ensure that all fraud prevention efforts are executed in compliance with relevant laws and regulations.
• Communicate findings, trends, and potential risks to the fraud team and management, to aid in strengthening the bank’s preventative posture and enhancing the fraud program.

Qualifications

• Strong analytical skills and the ability to work with complex data.
• Knowledge of Actimize Xceed / Guardian Analytics preferred.
• Current and historical knowledge of malware variants and common attack vectors.
• Experience in phone interviewing for the identification of client impersonators and scams.
• Understanding of common industry client Authentication processes, tools and Internet Security.
• Ability to identify potential fraudulent or suspicious accounts and activities and take appropriate action to prevent loss. Display good judgement in a fast-paced and results-driven environment.
• General understanding of commercial web browsers such as Internet Explorer, Firefox, Google Chrome, and Safari.
• General understanding of computer networking, including but not limited to; local area networks (LAN), wide area networks (WAN), internet service provision (ISP), internet protocol (IP), local machine and group security policies, firewalls, and web proxy/content filtering.
• General understanding of end-user operating systems, including Windows and Apple OS.
• General understanding of traditional money movement transactions, systems and fintech.
• Experience with advanced data analysis tools (i.e. power BI, advanced Excel, link analysis, R / Python, OSINT, etc.).
• Several years relevant work experience is preferred.
• Related Industry qualification (e.g., ACAMS, CFE) or studying towards, is preferred.

Work Authorization

Applicants must have the right to work in Ireland at the time of application and for the duration of employment. Please note that Northern Trust is unable to provide employment permit sponsorship for this role. This includes Critical Skills Employment Permits, General Employment Permits, Intra-Company Transfer Employment Permits, Stamp 1G permissions, and other employment permits under Irish immigration frameworks.

Working with Us

As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve.

Philanthropy is deeply rooted in Northern Trust’s history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities.

Reasonable Accommodation

Northern Trust is committed to working with and providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at [e-mail], or alternatively you can discuss your individual requirements with the recruiter you are working with.

Looking for greater? You found it. A global financial leader with more than 22,000 employees in 23 locations worldwide, Northern Trust empowers our employees to achieve more than just business goals. Our focus on work-life balance, career mobility and unique opportunities are just a few of the reasons we’ve been named one of the world’s most admired companies.

Terms and Conditions

Candidate Privacy Notice California Applicant Privacy Notice Pay Transparency Nondiscrimination Provision (U.S) Transparency in Coverage Disclosure – North America Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If, because of a medical condition or disability, you need a reasonable accommodation for any part of the employment process, please email our HR Service Center or call 1-800-807-0302 (North America), [phone] (Asia Pacific), 1800-425-0333 (India), [phone] (Europe, Middle East and Africa) and let us know the nature of your request and your contact information.

APAC/INDIA EEO STATEMENT

It is the policy and practice of Northern Trust to provide equal employment opportunities to all employees and applicants. Northern Trust does not discriminate on the basis of race, colour, religion or belief, nationality, ethnic or national origin, sex, marital status, sexual orientation, disability or age. All employment decisions will be made in a non-discriminatory manner in accordance with our obligations under the law and codes of practice. This includes human resources’ decisions relating to recruitment, terms and conditions of employment, transfers, promotions and access to learning and development.

Canada EEO STATEMENT

Northern Trust is an Equal Opportunity Employer. Hiring and other employment decisions at Northern Trust are made without regard to race, colour, religion, sex, ancestry, national origin, ethnic origin, age, disability, citizenship, veteran status, sexual orientation, record of offences, marital status, family status, or any other characteristic protected by federal, provincial, or local law, regulation, or ordinance.

EMEA EEO STATEMENT

It is the policy and practice of Northern Trust to provide equal employment opportunities to all employees and applicants. Northern Trust does not discriminate on the basis of race, colour, religion or belief, nationality, ethnic or national origin, sex, marital status, sexual orientation, disability or age. All employment decisions will be made in a non-discriminatory manner in accordance with our obligations under the law and codes of practice. This includes human resources’ decisions relating to recruitment, terms and conditions of employment, transfers, promotions and access to learning and development.

USA EEO STATEMENT

It is the policy of The Northern Trust Company to afford equal opportunity in all phases of employment without regard to an individual's age, race, color, religion, creed, gender, national origin, citizenship status, marital status, pregnancy, sexual orientation, gender identity, gender expression, genetic tests and information, physical or mental disability, protected veteran status or any other legally protected status.

EEO Know Your Rights (U.S.)

EEO Know Your Rights (U.S.)