Claims Handler - Direct Settlement Motor

FBD Insurance; Bluebell; On-site; EUR 42,000 - 62,000; Full time

Benefits offered by this job

Competitive bonus

Employer pension contributions

Private health insurance allowance

Maternity and paternity leave

Job summary

FBD Insurance in Ireland is seeking a Claims Handler to efficiently manage claims from notification to closure within approved authority and service standards.

You will assess indemnity and liability, maintain reserves, provide technical guidance to customers and brokers, and collaborate with a busy Claims team to deliver high-quality service and fair outcomes while upholding regulatory requirements.

Qualifications

• CIP in General Insurance preferred.
• Minimum two years' claims handling experience.
• Knowledge of CPC, CICA and DP requirements.

Responsibilities

• Handle claims from notification through closure within authority and SLA.
• Establish and maintain adequate claims reserves.
• Provide technical advice to customers, loss adjusters and solicitors.
• Ensure regulatory compliance and data accuracy throughout the claim.

Skills

Interpersonal skills

Numerical skills

Communication skills

Problem solving

Education

CIP in General Insurance

Job description

Talent, Support, Success.

Talent, Support, Success.

FBD is Ireland’s largest homegrown insurer, supporting consumers, farmers, and businesses nationwide for over 50 years. With a local network of 34 branches and a commitment to genuine customer service, we are uniquely positioned to meet our customers’ needs.

As an Irish-owned company, we take pride in fostering an inclusive environment, evidenced by our Gold Accreditation from Investors in Diversity (IiD) through the Irish Centre for Diversity. Our culturevalues work-life balance and creates a friendly atmosphere where our people can thrive, feel valued and contribute to achieving FBD’s strategic goals.

About The Role

To efficiently and cost effectively handle; negotiate and settle claims within designated authority and agreed services standards.

• Handling all claims from notification through to closure within agreed authority limits and service standards, in order to obtain optimum settlement for the company and customer;
• Assist Management team where required, to monitor workflow, (to include telephony, electronic correspondence, mail) outstanding caseloads, processes, tasks and distribution of new claims;
• Be a point of contact and support for colleagues;
• Handling all incoming telephone and written communication from customers / policyholders, their representatives and all other interested parties in a pro-active manner and within SLA’s;
• Provision of excellent claims customer service to customers; their representatives; brokers; service providers and interested parties in a friendly, courteous and professional manner; ensuring a positive supportive customer experience throughout the claim process;
• Ensuring that critical detail is captured at all stages of the claim, as comprehensively and accurately as possible, to ensure that;
• All claims are handled appropriately; and that
• The data captured in respect of fraud indicators is directed to the Team Fraud Coordinator and/or Claims Investigation Team, to ensure maximum detection of fraudulent or exaggerated claims.

Job Responsibilities

• Dealing with all issues in terms of Policy indemnity and liability in the appropriate manner and manage each claim to a satisfactory conclusion, maximising customer satisfaction and minimising cost to FBD. Fair to the customer, fair to FBD;
• Establish and maintain adequate claims reserves (ensuring prudent reserving policy is adhered to);
• Ensure best practice handling behaviour that supports attention to detail, challenge to service provider views, independent decision making, a proactive philosophy to information gathering, investigation and evaluation and availing of every opportunity to settle in the most cost effective settlement channel, with particular focus on the development and improvement in the FNOL process to deliver a premium customer and employee experience in line with strategic goals;
• Authorisation of claims payments within agreed authority levels;
• Provide technical advice to customers (claims process and what next steps are in relation to their claim); Loss Adjusters; Solicitors;

Job Responsibilities

• Ensure personal understanding of regulatory framework and compliance with regulatory standards for claims handling:
• Consumer Protection Code (CPC);
• Consumer Insurance Contract Act (CICA); and
• Data Protection requirements.
• The ability to work proactively to ensure that personal and team objectives and targets are met;
• Reflect the Claims Department strategy of the customer centric approach;
• Undertake project work as required; and
• Actively participate in training and identifying training needs for team.

Education

• Candidates will ideally be Qualified Certified Insurance Practitioner (CIP) in General Insurance

Experiences

• Claims handling expertise, ideally a minimum of two years handling motor damage claims.

Competencies

• Excellent Interpersonal; numerical and communication (written and verbal) skills
• Drive for results
• Innovation and change orientation
• Planning; co-ordination and organising
• Problem solving / decision making
• Quality: High standards in all areas
• Team Building / Team Player
• Technical skills and knowledge

MCC

This is a CF5, CF6 control function role.

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This role is being offered on a 12 month contract.

Our Benefits Include

• Competitive performance-related bonus
• Employer pension contributions
• Private health insurance allowance
• Paid maternity and paternity leave