Senior Risk Strategy Specialist

BYD; Subang; On-site; IDR 180,000,000 - 300,000,000; Full time

Job summary

BYD in Bali, Indonesia seeks a skilled Risk Analyst to build and strengthen the risk management framework. You will design risk controls, analyze data, and collaborate with product and technology teams to implement proactive measures.

The role emphasizes monitoring policies, generating reports, and refining automated approval strategies to minimize exposure while supporting business growth.

Qualifications

• Bachelor's degree or above in Economics, finance, statistics, or related fields.
• Familiar with local credit reporting and third-party data policies; familiar with personal credit and related automotive financing business.
• 2+ years of related work experience.

Responsibilities

• Improve risk management system construction; analyze and formulate risk control strategies, processes, and systems.
• Track risk policies to ensure effectiveness of strategies; conduct early warning and strategy control for risk customers; analyze abnormal risks; issue risk analysis reports.
• Analyze risk data; monitor and provide early warning on risk status through reports or other analyses.
• Plan risk control-related systems; communicate with product and technology teams; continuously improve and optimize risk control system functions.
• Monitor risk control strategies and rules; regularly review strategies; analyze newly added or adjusted approval strategies.
• Adjust and optimize automated approval strategies.
• Prepare internal reports, data, and statements.

Skills

Risk management

Data analysis

Process improvement

Policy tracking

Risk reporting

Cross-functional communication

Education

Bachelor's degree

Majors: Economics, Finance, Statistics

Job description

Job Responsibilities

• Responsible for improving risk management system construction; analyzing and formulating risk control strategies, processes, and systems.


• Responsible for tracking risk policies to ensure effectiveness of relevant strategies; regularly conduct early warning and strategy control for risk customers, analyze abnormal risks, and issue risk analysis reports.


• Responsible for risk data analysis; monitor and provide early warning on risk status through reports or other analysis reports.


• Responsible for planning risk control-related systems, communicating with product and technology teams, and continuously improving and optimizing risk control system functions.


• Responsible for monitoring risk control strategies and rules, regularly review strategies, and conduct regular analysis of newly added or adjusted approval strategies.


• Responsible for adjustment and optimization of automated approval strategies.


• Responsible for internal report analysis, and preparation of relevant data, reports, and statements.

Requirements

• Bachelor's degree or above.


• Economics, finance, statistics, or related majors.


• Familiar with local credit reporting and third-party data related policies; familiar with personal credit and related automotive financing business.


• 2+ years of related work experience.