Risk Analyst Strategy (Policy)

PT. Indonesia Fintopia Technology; Jakarta Selatan; On-site; IDR 300,000,000 - 600,000,000; Full time

Job summary

PT. Indonesia Fintopia Technology is seeking a data analytics professional to support risk decisions and monitor portfolio performance.

You will design and optimize risk strategies using quantitative methods and A/B testing, while coordinating with regulators, auditors, and partners on policy compliance, documentation, and risk assessments. Ideal candidates have 3–4 years in data analysis or predictive modeling, strong SQL/Python skills, and fluency in English; Mandarin is a plus.

Qualifications

• Bachelor's degree or above in Statistics, Mathematics, CS, Engineering, Economics, Finance, or related quantitative field.
• 3-4 years of experience in data analysis, business analytics, or predictive modeling; strong communication of methods and impact.
• Prior experience in credit risk strategy is a plus but not mandatory.
• Strong proficiency in SQL and Python for data extraction, manipulation, and analysis.
• Experience in data-intensive environments across tech, ecommerce, banking, fintech, or consulting.
• Fluent in English; Mandarin proficiency is a strong advantage.

Responsibilities

• Conduct in-depth data analyses to support risk decision making and portfolio performance monitoring.
• Design, implement, and optimize risk strategies based on quantitative analysis and A/B testing.
• Act as primary contact for regulators, auditors, and partners on risk policy compliance and documentation.
• Monitor Indonesia's consumer finance landscape to identify risks and opportunities.

Skills

SQL

Python

Quantitative aptitude

Data analysis

Business analytics

Predictive modeling

English fluency

Mandarin advantage

Education

Bachelor's degree in quantitative field

Job description

Conductin-depthdataanalysistosupportriskdecision making,includingapplicantcreditassessmentandportfolioperformancemonitoring,ensuringinsightsareactionableandalignedwithbusinessobjectives.

Design,implement,andcontinuouslyoptimizeriskstrategiesbasedonquantitativeanalysis,A/Btestingresults,andlocalmarketdynamics.

Serveastheprimarypointofcontactforregulators,auditors,andpartnersregardingriskpolicycompliance,documentation,andpartnership-relatedriskassessments.

MonitorIndonesia'sconsumerfinancelandscape,regulatorychanges,andcompetitivetrendstoproactivelyidentifyemergingrisksandopportunities.

Requirements

Requirements:

Bachelor'sdegreeoraboveinStatistics,Mathematics,ComputerScience,Engineering,Economics,Finance,orarelatedquantitativefield.

3-4 yearsofexperienceindataanalysis,businessanalytics,orpredictivemodeling;candidateswithexception quantitativeaptitudewhocanclearlyarticulatethemethodology,logic,andbusinessimpactofpastprojectsarestronglyencouragedtoapply;priorexperienceincreditriskstrategyisaplusbutnotmandatory.

StrongproficiencyinSQLandPythonfordataextraction,manipulation,andanalysisisrequired.

Priorexperienceindata-intensiveenvironmentsishighlypreferred.Thisincludes,butisnotlimitedto,Technology/Internet,E-commerce,Banking,FintechorConsulting.

FluentinEnglish(bothwrittenandspoken);Mandarinproficiencyisastrongadvantage.

Fintopia is a multinational fintech company operating across Asia, Latin America, and Africa, providing innovative and inclusive financial solutions powered by advanced AI and big data technology. In Indonesia, Fintopia operates through Easycash, a leading OJK-licensed P2P lending platform that connects millions of borrowers and lenders. Since 2017, Easycash has disbursed over 77 trillion IDR in loans to more than 8 million borrowers, earning numerous national awards for innovation, digitalization, and contribution to financial inclusion.

Fintopia is a multinational fintech company operating across Asia, Latin America, and Africa, providing innovative and inclusive financial solutions powered by advanced AI and big data technology. In Indonesia, Fintopia operates through Easycash, a leading OJK-licensed P2P lending platform that connects millions of borrowers and lenders. Since 2017, Easycash has disbursed over 77 trillion IDR in loans to more than 8 million borrowers, earning numerous national awards for innovation, digitalization, and contribution to financial inclusion.