Risk Analyst Manager (Data Science Focus)

PT. Indonesia Fintopia Technology; Jakarta Selatan; On-site; IDR 133,920,000 - 267,840,000; Full time

Job summary

PT. Indonesia Fintopia Technology, a multinational fintech company operating across Asia, Latin America, and Africa, provides innovative and inclusive financial solutions powered by AI and big data.

In Indonesia, Fintopia operates through Easycash, a leading OJK-licensed P2P lending platform connecting millions of borrowers and lenders. Since 2017, Easycash has disbursed substantial loans, earning national awards for innovation and financial inclusion.

Qualifications

• Minimum 2 years of experience in credit risk analysis; lead positions possible for more experienced candidates.
• Bachelor's degree or above in Finance, Computer Science, Statistics, Economics or related fields.
• Excellent analytical thinking and solid data management experience.
• Proficiency in SQL and/or Python is a must.
• English oral communication is a must; Mandarin ability is a plus.

Responsibilities

• Evaluate the creditworthiness of new credit applicants and monitor the ongoing financial performance of existing credit customers.
• Oversee and execute the end-to-end process of model training, including data preparation, feature analysis, parameter tuning, and model evaluation.
• Generate and implement new features by thorough analysis to enhance model AUC.
• Act as PIC of modelling part for responding to regulator or partner in relation to auditor part of partnership cooperation.
• Study business operations and the local market to make determinations about its ongoing competitive outlook.
• Ensure compliance to all policies and standards and ensure full audit readiness at all times.

Skills

SQL

Python

English

Mandarin

Education

Bachelor's degree or above in Finance, CS, Statistics, Economics

Job description

Responsibilities:

- Responsibleforevaluatingthecreditworthinessofnewcreditapplicantsandmonitoringtheongoingfinancialperformanceofexistingcreditcustomers.
-Overseeing&executingtheendtoendprocessofmodeltraining,includingdatapreparation,featureanalysis,parametertuning,andmodelevaluation,toensuretheaccurateandeffectivecreditscore.
-Generate&implementnewfeaturesbythoroughanalysis,aimedatenhancingmodelAUC.
-ResponsibleasPICofmodellingpartforrespondingtoregulatororpartnerinrelateswithauditorpartofpartnershipcooperation.
-Studybusinessoperationsandthelocalmarkettomakedeterminationsaboutitsongoingcompetitiveoutlook.
-Ensurecompliancetoallpoliciesandstandardsandensurefullauditreadinessatalltimes.

Requirements:

- Minimum2yearsofexperienceincreditriskanalysis.Moreexperiencedcandidatesmaybeconsideredforleadpositions.
-BachelorDegreeandaboveinFinance,ComputerScience,Statistics,Economics,orotherrelevantfields.
-Excellentanalyticalthinkingandsolidexperienceindatamanagement.
-Comfortablewithambiguityandyetabletosteeranalyticsprojectstowardclearbusinessgoals,testablehypothesesandaction-orientedoutcomes.
-WorkingexperienceinRetail/InstitutionalBanking,Consumer/SMEFinance,SupplyChainFinance,e-Commerce,ConsultingorCreditRatingsAgencywillbeanadvantage
-ProficiencyinSQLor/andPythonisamust
-Englishoralcommunicationisamust.
-Mandarinabilityisaplus.

Fintopia is a multinational fintech company operating across Asia, Latin America, and Africa, providing innovative and inclusive financial solutions powered by advanced AI and big data technology. In Indonesia, Fintopia operates through Easycash, a leading OJK-licensed P2P lending platform that connects millions of borrowers and lenders. Since 2017, Easycash has disbursed over 77 trillion IDR in loans to more than 8 million borrowers, earning numerous national awards for innovation, digitalization, and contribution to financial inclusion.

Fintopia is a multinational fintech company operating across Asia, Latin America, and Africa, providing innovative and inclusive financial solutions powered by advanced AI and big data technology. In Indonesia, Fintopia operates through Easycash, a leading OJK-licensed P2P lending platform that connects millions of borrowers and lenders. Since 2017, Easycash has disbursed over 77 trillion IDR in loans to more than 8 million borrowers, earning numerous national awards for innovation, digitalization, and contribution to financial inclusion.