Enterprise & Operational Risk Specialist

PT Finture Tech Indonesia; Jakarta Pusat; On-site; IDR 180,000,000 - 320,000,000; Full time

Job summary

PT Finture Tech Indonesia is seeking an Enterprise & Operational Risk Specialist to help develop and implement the Operational Risk Management Framework (ORMF) and Enterprise Risk Management (ERM). You will work with cross-functional teams to identify risks and strengthen internal controls across the organization.

The role emphasizes risk governance, regulatory compliance, incident analysis, and risk reporting to improve resilience and governance within a growing fintech environment.

Qualifications

• Bachelor's degree in Risk Management, Business, Finance, Accounting, Engineering, or a related field.
• 1-3 years of relevant experience in Operational Risk, Enterprise Risk Management, Internal Audit, Compliance, or a related function.
• Experience in banking, multifinance, financial services, or other regulated industries is an advantage.
• Familiarity with OJK and/or BI regulations and supervisory expectations is preferred.

Responsibilities

• Support the implementation and continuous enhancement of the Operational Risk Management Framework (ORMF) and Enterprise Risk Management (ERM) framework.
• Assist in developing and maintaining risk governance documents, policies, SOPs, and process control checklists.
• Maintain risk registers, risk taxonomies, KRI and KPI catalogs, and risk issue-tracking logs.
• Collaborate with business and functional teams to conduct Risk and Control Self-Assessments (RCSA).
• Support control testing and evaluate the effectiveness of existing risk mitigation measures.
• Assist in operational incident reporting, root-cause analysis, and the development of corrective and preventive action plans.
• Monitor key risk indicators, operational losses, fraud incidents, SLA breaches, and process-related issues.
• Prepare periodic risk dashboards, MIS reports, and risk updates to support informed decision-making.
• Support regulatory examinations, internal audits, and ISMS assessments, as required.

Skills

Risk management principles

Internal controls

Governance frameworks

Risk mitigation practices

RCSA

KRI monitoring

Operational incident reporting

Loss tracking

Risk register management

SQL

Education

Bachelor's degree in Risk Management or related field

Tools

SQL

Data analytics tools

Risk management software

Job description

Enterprise & Operational Risk Specialist

Are you passionate about risk management, process improvement, and building a stronger risk culture?

We are looking for a proactive and analytical Operational Risk & Enterprise Risk Management Analyst to support the development and implementation of our Operational Risk Management Framework (ORMF) and Enterprise Risk Management (ERM) framework.

In this role, you will work closely with cross-functional teams to identify potential risks, strengthen internal controls, monitor key risk indicators, and drive continuous process improvement. You will also contribute to regulatory compliance, risk reporting, and governance initiatives.

This is an excellent opportunity for a risk professional looking to deepen their expertise in operational risk, enterprise risk management, and regulatory governance while making a meaningful contribution to the organization's resilience and sustainable growth.

What You'll Do

1. Risk Governance & Framework Development

Support the implementation and continuous enhancement of the Operational Risk Management Framework (ORMF) and Enterprise Risk Management (ERM) framework.

Assist in developing and maintaining risk governance documents, policies, Standard Operating Procedures (SOPs), and process control checklists.

Maintain risk registers, risk taxonomies, Key Risk Indicator (KRI) and Key Performance Indicator (KPI) catalogs, and risk issue-tracking logs.

Collaborate with business and functional teams to conduct Risk and Control Self-Assessments (RCSA).

Support control testing and evaluate the effectiveness of existing risk mitigation measures.

Assist in operational incident reporting, root-cause analysis, and the development of corrective and preventive action plans.

Monitor key risk indicators, operational losses, fraud incidents, service-level agreement (SLA) breaches, and process-related issues.

Prepare periodic risk dashboards, management information system (MIS) reports, and risk updates to support informed decision-making.

Support regulatory examinations, internal audits, and ISO/Information Security Management System (ISMS) assessments, as required.

4. Regulatory Compliance & Risk Assurance

Support the implementation and monitoring of applicable regulatory requirements, as well as internal governance standards.

Contribute to periodic risk assessments, operational risk reviews, and risk-related audit activities.

Support business continuity management initiatives to strengthen organizational preparedness and operational resilience.

5. Process Improvement & Risk Transformation

Identify control gaps, process inefficiencies, and opportunities to improve operational risk management practices.

Support the implementation and enhancement of risk management tools, digital workflows, and centralized risk data repositories.

Collaborate with cross-functional stakeholders to promote a proactive risk culture and drive continuous improvement.

What We're Looking For

Qualifications & Experience

Bachelor's degree in Risk Management, Business, Finance, Accounting, Engineering, or a related field.

1-3 years of relevant experience in Operational Risk, Enterprise Risk Management, Internal Audit, Compliance, or a related function.

Experience in banking, multifinance, financial services, or other regulated industries is an advantage.

Familiarity with OJK and/or BI regulations and supervisory expectations is preferred.

Technical Skills

Good understanding of risk management principles, internal controls, governance frameworks, and risk mitigation practices.

Basic knowledge of RCSA (risk and control self-assessment), KRI (key risk indicator) monitoring, operational incident reporting, operational loss tracking, and risk register management.

Strong analytical and problem-solving skills, with the ability to interpret risk data and identify potential areas of concern.

Good documentation, report-writing, and presentation skills.

Proficiency in Microsoft Excel and PowerPoint.

Familiarity with SQL, data analytics, or risk management tools is a plus.

Personal Attributes

Analytical & detail-oriented: Able to assess information systematically and identify potential risks or control gaps.

Proactive & solution-driven: Takes initiative in identifying issues and supporting practical improvements.

Collaborative: Comfortable working with stakeholders across business, product, technology, and support functions.

Adaptable & eager to learn: Able to navigate changing priorities and develop new skills in a dynamic environment.

Integrity-driven: Demonstrates sound judgment, accountability, and a strong commitment to compliance and ethical standards.

Why Join Us?

Meaningful impact: Contribute directly to strengthening risk governance, internal controls, and operational resilience.

Cross-functional exposure: Work with diverse teams and gain a broader understanding of business operations and risk management.

Professional development: Build practical expertise in operational risk, ERM, regulatory compliance, and risk reporting.

Continuous improvement: Participate in initiatives that enhance processes, controls, and risk management capabilities.

Ready to Make an Impact?

If you are analytical, curious, and passionate about identifying risks and improving the way businesses operate, we would love to hear from you.

About Finture : Finture is a USD fund invested fintech start-up company. We provided the unique Neobanking business to our individual user _The YUP Card (Paylater Card) . As a member of AFTECH, Finture has a close partnership with major banks and financial institutions in Indonesia including BNI, BSS, VISA, GPN。