Remote Credit Risk Lead — Indonesia

MUF; Kota Batu; Remote; IDR 200,000,000 - 300,000,000; Full time

Benefits offered by this job

Health insurance

Retirement contributions

Performance incentives

Job summary

MU F is seeking a meticulous Remote Credit Risk Analyst in Indonesia to join its risk management division. The role focuses on assessing borrower creditworthiness, building credit risk models, and monitoring portfolios from a fully remote location.

The ideal candidate will bring strong financial analysis skills, proficiency in data tools (Excel, SQL, R, Python), and the ability to communicate complex risk findings to stakeholders.

Qualifications

• Bachelor’s degree in Finance, Economics, Statistics, Mathematics or related field.
• Proven experience as a Credit Analyst or Risk Analyst in financial services.
• Strong understanding of credit analysis and financial statement analysis.
• Proficiency in data analysis and statistical software (Excel, SQL, R, Python).
• Excellent analytical, problem solving and decision-making skills.
• Strong written and verbal communication with ability to present complex information clearly.
• Ability to work independently, manage time effectively in a remote environment.
• Attention to detail and accuracy.
• Knowledge of regulatory framework (e.g., OJK) is a plus.
• Experience with loan origination/servicing systems is desirable.

Responsibilities

• Evaluate loan applications and assess credit risk for individuals and businesses.
• Develop, implement and maintain credit scoring models and risk tools.
• Analyze financial statements, credit reports and market data to determine creditworthiness.
• Monitor credit quality of the loan portfolio and identify risks.
• Prepare detailed credit reports and risk assessments for senior management.
• Develop and recommend credit policies and procedures to ensure sound lending.
• Analyze industry trends and economic factors affecting credit risk.
• Assist in stress testing and scenario analysis of the credit portfolio.
• Communicate with internal teams and external stakeholders on credit decisions and risk assessments.
• Ensure compliance with regulations and internal policies.

Skills

Data analysis

SQL

Python

R

Excel

Communication skills

Remote work

Education

Bachelor's degree in Finance/Economics/Statistics/Mathematics

Tools

Excel

SQL

R

Python

Job description

MU F is seeking a meticulous Remote Credit Risk Analyst in Indonesia to join its risk management division. The role focuses on assessing borrower creditworthiness, building credit risk models, and monitoring portfolios from a fully remote location.

The ideal candidate will bring strong financial analysis skills, proficiency in data tools (Excel, SQL, R, Python), and the ability to communicate complex risk findings to stakeholders.