Credit Analyst Supervisor Batulicin

MUF; Kota Batu; Remote; IDR 200,000,000 - 300,000,000; Full time

Benefits offered by this job

Health insurance

Retirement contributions

Performance incentives

Job summary

MU F is seeking a meticulous Remote Credit Risk Analyst in Indonesia to join its risk management division. The role focuses on assessing borrower creditworthiness, building credit risk models, and monitoring portfolios from a fully remote location.

The ideal candidate will bring strong financial analysis skills, proficiency in data tools (Excel, SQL, R, Python), and the ability to communicate complex risk findings to stakeholders.

Qualifications

• Bachelor’s degree in Finance, Economics, Statistics, Mathematics or related field.
• Proven experience as a Credit Analyst or Risk Analyst in financial services.
• Strong understanding of credit analysis and financial statement analysis.
• Proficiency in data analysis and statistical software (Excel, SQL, R, Python).
• Excellent analytical, problem solving and decision-making skills.
• Strong written and verbal communication with ability to present complex information clearly.
• Ability to work independently, manage time effectively in a remote environment.
• Attention to detail and accuracy.
• Knowledge of regulatory framework (e.g., OJK) is a plus.
• Experience with loan origination/servicing systems is desirable.

Responsibilities

• Evaluate loan applications and assess credit risk for individuals and businesses.
• Develop, implement and maintain credit scoring models and risk tools.
• Analyze financial statements, credit reports and market data to determine creditworthiness.
• Monitor credit quality of the loan portfolio and identify risks.
• Prepare detailed credit reports and risk assessments for senior management.
• Develop and recommend credit policies and procedures to ensure sound lending.
• Analyze industry trends and economic factors affecting credit risk.
• Assist in stress testing and scenario analysis of the credit portfolio.
• Communicate with internal teams and external stakeholders on credit decisions and risk assessments.
• Ensure compliance with regulations and internal policies.

Skills

Data analysis

SQL

Python

R

Excel

Communication skills

Remote work

Education

Bachelor's degree in Finance/Economics/Statistics/Mathematics

Tools

Excel

SQL

R

Python

Job description

Our client, a leading financial services provider, is seeking a meticulous and analytical Remote Credit Risk Analyst to join their expanding risk management division. This is a fully remote position, enabling you to work from any location within Indonesia. You will play a crucial role in assessing the creditworthiness of potential borrowers, developing and implementing credit risk models, and monitoring the credit portfolio. The ideal candidate will have a strong understanding of financial analysis, risk assessment methodologies, and possess excellent quantitative and communication skills. This role is perfect for an individual passionate about mitigating financial risk and contributing to sound lending practices.

Our client, a leading financial services provider, is seeking a meticulous and analytical Remote Credit Risk Analyst to join their expanding risk management division. This is a fully remote position, enabling you to work from any location within Indonesia. You will play a crucial role in assessing the creditworthiness of potential borrowers, developing and implementing credit risk models, and monitoring the credit portfolio. The ideal candidate will have a strong understanding of financial analysis, risk assessment methodologies, and possess excellent quantitative and communication skills. This role is perfect for an individual passionate about mitigating financial risk and contributing to sound lending practices.

About the Role

Our client, a leading financial services provider, is seeking a meticulous and analytical Remote Credit Risk Analyst to join their expanding risk management division. This is a fully remote position, enabling you to work from any location within Indonesia. You will play a crucial role in assessing the creditworthiness of potential borrowers, developing and implementing credit risk models, and monitoring the credit portfolio. The ideal candidate will have a strong understanding of financial analysis, risk assessment methodologies, and possess excellent quantitative and communication skills. This role is perfect for an individual passionate about mitigating financial risk and contributing to sound lending practices.

Key Responsibilities

• Evaluate loan applications and assess the credit risk of individuals and businesses.
• Develop, implement, and maintain credit scoring models and risk assessment tools.
• Analyze financial statements, credit reports, and market data to determine creditworthiness.
• Monitor the credit quality of the loan portfolio and identify potential areas of concern.
• Prepare detailed credit reports and risk assessments for senior management and credit committees.
• Develop and recommend credit policies and procedures to ensure sound lending practices.
• Analyze industry trends and economic factors that may impact credit risk.
• Assist in the stress testing and scenario analysis of the credit portfolio.
• Communicate effectively with internal teams and external stakeholders regarding credit decisions and risk assessments.
• Ensure compliance with all relevant regulations and internal policies.

Requirements

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related field.
• Proven experience as a Credit Analyst, Risk Analyst, or in a similar role within the financial services industry.
• Strong understanding of credit analysis principles, financial statement analysis, and risk assessment techniques.
• Proficiency in data analysis and statistical software (e.g., Excel, SQL, R, Python).
• Excellent analytical, problem-solving, and decision-making skills.
• Strong written and verbal communication skills, with the ability to present complex information clearly.
• Ability to work independently, manage time effectively, and meet deadlines in a remote environment.
• High level of attention to detail and accuracy.
• Knowledge of relevant regulatory frameworks (e.g., OJK regulations) is a plus.
• Experience with loan origination and servicing systems is desirable.

Benefits

Our client offers a competitive salary, performance incentives, and a comprehensive benefits package, including health insurance and retirement contributions. This fully remote role provides unparalleled flexibility and work-life balance, allowing you to work from the comfort of your home anywhere in Indonesia. You will have opportunities for professional growth, continuous learning through online resources and training programs, and the chance to be part of a dedicated team focused on responsible and sustainable financial growth.