Remote Credit Risk Analyst — Indonesia

Pt Mitra Solusi Lelang; Purwodadi; Remote; IDR 120,000,000 - 240,000,000; Full time

Benefits offered by this job

Health insurance

Retirement contributions

Remote work flexibility

Job summary

Pt Mitra Solusi Lelang is seeking a meticulous Remote Credit Risk Analyst to join its expanding risk management team. This fully remote role allows you to assess borrower creditworthiness, develop risk models, and monitor the credit portfolio from anywhere in Indonesia.

The ideal candidate combines strong financial analysis skills with proficiency in data analysis tools and programming languages, and a solid understanding of regulatory frameworks such as OJK.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or related field.
• Proven experience as a Credit Analyst, Risk Analyst, or in a similar role within the financial services industry.
• Strong understanding of credit analysis principles, financial statement analysis, and risk assessment techniques.
• Proficient in data analysis and statistical software (Excel, SQL, R, Python).
• Excellent analytical, problem-solving, and decision-making skills.
• Strong written and verbal communication skills, with the ability to present complex information clearly.
• Ability to work independently, manage time effectively, and meet deadlines in a remote environment.
• High level of attention to detail and accuracy.
• Knowledge of regulatory frameworks (e.g., OJK regulations) is a plus.
• Experience with loan origination and servicing systems is desirable.

Responsibilities

• Evaluate loan applications and assess the credit risk of individuals and businesses.
• Develop, implement, and maintain credit scoring models and risk assessment tools.
• Analyze financial statements, credit reports, and market data to determine creditworthiness.
• Monitor the credit quality of the loan portfolio and identify potential areas of concern.
• Prepare detailed credit reports and risk assessments for senior management and credit committees.
• Develop and recommend credit policies and procedures to ensure sound lending practices.
• Analyze industry trends and economic factors that may impact credit risk.
• Assist in the stress testing and scenario analysis of the credit portfolio.
• Communicate effectively with internal teams and external stakeholders regarding credit decisions and risk assessments.
• Ensure compliance with all relevant regulations and internal policies.

Skills

Data analysis

Excel

SQL

R

Python

Statistics

Education

Bachelor's degree in Finance, Economics, Statistics, Mathematics or related field

Tools

SQL

Python

R

Excel

Job description

Pt Mitra Solusi Lelang is seeking a meticulous Remote Credit Risk Analyst to join its expanding risk management team. This fully remote role allows you to assess borrower creditworthiness, develop risk models, and monitor the credit portfolio from anywhere in Indonesia.

The ideal candidate combines strong financial analysis skills with proficiency in data analysis tools and programming languages, and a solid understanding of regulatory frameworks such as OJK.