Product Manager - Monee Credit

Monee; Jakarta Pusat; On-site; IDR 350,000,000 - 700,000,000; Full time

Job summary

Monee is seeking a proactive product thinker to shape and grow the Credit product portfolio in Indonesia. You will own Credit product lines from ideation to launch and post-launch, ensuring alignment with Indonesian market realities on both user-facing and backend/admin platforms.

The role emphasizes cross-functional collaboration with product, operations, compliance, legal, technology, and business teams, translating strategy into concrete requirements, ensuring release readiness, and driving

Qualifications

• Bachelor's degree in Business, Engineering, Computer Science, or a related field.
• 3–5 years of experience as a Product Manager, Business Analyst, or equivalent role.
• Demonstrated experience owning product outcomes end-to-end, from ideation through launch.
• Working knowledge of the Indonesian market — regulatory environment, consumer behaviour, and business practices.
• Strong written and spoken communication in Bahasa Indonesia and English.
• Ability to push back constructively when decisions do not fit local context, using data and clear reasoning.
• Detail-oriented, with awareness that Credit product features often carry compliance and financial impact.
• Strong understanding of product management methodologies and frameworks (e.g., Agile, Scrum)

Responsibilities

• Develop and maintain a clear product vision and roadmap for your assigned Credit product lines.
• Ensure every product decision fits Indonesian market realities from day one.
• Collaborate with product, business, compliance, legal, technology, and operations counterparts.
• Translate strategy into clear product requirements and specifications.
• Own release readiness and post-launch performance for your product lines.
• Advocate for usability and workflows for both external customers and internal admin tools.
• Drive continuous improvement to reduce friction and leverage the Credit business.”]},
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• job_summary_short
• COMPANY NAME: MoneeKEY POINTS: Credit product ownership, Indonesian market focus, end-to-end product delivery
• <p>Monee is looking for a proactive product thinker to shape and grow the Credit product portfolio in Indonesia. You will own end-to-end product lines from ideation through launch and post-launch iteration, ensuring features fit the Indonesian market on user-facing surfaces and backend/admin platforms.</p><p>You will work across product, operations, compliance, and technology to translate strategy into clear requirements, drive release readiness, and optimize performance after launch. This role requires strong Bahasa Indonesia and English communication and a deep understanding of fintech/product management in Indonesia.</p>
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Skills

Product management

Stakeholder engagement

Agile/Scrum

Communication

Market knowledge

Education

Bachelor's degree in Business, Engineering, Computer Science, or a related field

Job description

Monee is a leading digital payments and financial services provider in Southeast Asia, with a growing presence in Latin America. Its mission is to better the lives of individuals and businesses in the region with financial services through technology.

Monee delivers a comprehensive range of digital financial products and services, including mobile wallets, payment processing, credit, banking, and insurtech. By leveraging technology and strategic partnerships, Monee aims to drive greater digital financial inclusion, convenience, and accessibility for individuals and small businesses across Southeast Asia and Latin America.

Monee is part of Sea Limited, a global technology company.

We are looking for a proactive product thinker to shape and grow Monee's Credit product portfolio in Indonesia. You will own a set of Credit product lines end-to-end, from ideation and requirements through launch and post-launch iteration; with the flexibility to work across consumer-facing, operational, or emerging product areas as our team and business evolve. Your biggest contribution will be ensuring Credit features fit the Indonesian market — on both user-facing experiences and the backend systems and admin platforms that power them — by originating your own initiatives, shaping incoming proposals, and championing local context in every product decision.

Key responsibilities:

• Product strategy and vision. Develop and maintain a clear product vision and roadmap for your assigned product lines. Proactively identify local market opportunities and shape them into product proposals. Balance strategic initiatives from the broader business with bottom-up insights from local users, operations, and market signals.
• End-to-end product-market fit. Ensure every product decision — whether on user-facing surfaces or backend systems and admin tools — is designed to fit Indonesian market realities from day one. Champion local context during ideation, not retrofit it after launch. Push back constructively when proposals do not fit, with data and reasoning.
• Cross-team collaboration and stakeholder engagement. Partner with product, business, compliance, legal, technology, and operations counterparts across the organization. Represent Indonesian market context in cross-team discussions. Communicate progress, insights, and blockers clearly to stakeholders at all levels.
• Delivery and quality. Translate strategy into clear product requirements and specifications. Partner with Quality Assurance to plan and sign off on user acceptance testing. Own release readiness and post-launch performance for your product lines.
• User experience advocacy. Advocate for both external customers and internal users of admin platforms and operational tools. Ensure product usability, functionality, and workflows match how people actually work.
• Continuous improvement. Identify friction and inefficiency in existing products and platforms. Drive initiatives that improve user experience, reduce operational overhead, and enhance the leverage of the Credit business.
• Bachelor's degree in Business, Engineering, Computer Science, or a related field
• 3–5 years of experience as a Product Manager, Business Analyst, or equivalent role — preferably in fintech, e-commerce, or a related domain
• Demonstrated experience owning product outcomes end-to-end, from ideation through launch
• Working knowledge of the Indonesian market — regulatory environment, consumer behaviour, and business practices
• Prior experience with both user-facing products and backend / internal systems. Versatility across product surfaces is essential — this role will not be limited to one domain
• Strong written and spoken communication in both Bahasa Indonesia and English
• Ability to push back constructively when decisions do not fit local context, using data and clear reasoning
• Detail-oriented, with awareness that Credit product features often carry compliance and financial impact
• Strong understanding of product management methodologies and frameworks (e.g., Agile, Scrum)