Product Manager, Financing

Traveloka; Jakarta Pusat; On-site; IDR 450,000,000 - 650,000,000; Full time

Job summary

Traveloka is seeking an experienced Product Manager for its Financing team in Indonesia. You will own the product strategy for a key Financing area, shaping decision-making with data, risk, and operational considerations across markets.

You will frame ambiguous problems, build analytical frameworks, and collaborate with engineering, risk, and commercial partners to deliver impact at scale, including guiding AI-enabled discovery and analysis.

Qualifications

• Minimum 5+ years in product management, with a Bachelor’s or Master’s degree in Business, Data Science, Computer Science, Engineering, or STEM.
• Own strategy for a significant area, turn ambiguous problems into clear direction, and demonstrate measurable outcomes from strategic decisions.
• Balance commercial and operational impact beyond feature delivery, and clearly defend trade-offs.
• Build analytical and decision frameworks that teams continue using, and influence product and engineering leaders through evidence, including without final decision authority.
• Guide AI use across discovery and analysis, knowing when it improves decisions and when human judgment should lead.

Responsibilities

• Own product strategy for a significant Financing area, tied to the domain's Must Win Battles and accountable to its results.
• Frame ambiguous, open-ended problems into a clear product direction others can execute against
• Own the complex problems where commercial and operational impact must be weighed together, not just feature output
• Build the analytical frameworks the wider team uses to prioritise and make decisions at scale
• Persuade product and engineering leadership of your direction through evidence and reasoning
• Direct how the team uses AI tools across discovery and analysis
• Judge where AI tools sharpen decisions and where human judgment must lead

Skills

Product management

Strategic thinking

Analytical decision making

AI awareness

Stakeholder management

Education

Bachelor’s or Master’s degree in Business, Data Science, CS, Engineering, or STEM

Tools

Analytics tools

AI tools

Job description

About Traveloka

Traveloka is Southeast Asia's leading travel and lifestyle super-app. We connect tens of millions of travellers across the region with flights, hotels, experiences, financial services, and more — all from a single platform. Since our founding in 2012, we have expanded to eleven markets, processed billions of dollars in transactions, and built one of the most recognised consumer brands in the region.

Job Description

Job ID: MJ000435

Traveloka is Southeast Asia's leading travel and lifestyle super-app. We connect tens of millions of travellers across the region with flights, hotels, experiences, financial services, and more — all from a single platform. Since our founding in 2012, we have expanded to eleven markets, processed billions of dollars in transactions, and built one of the most recognised consumer brands in the region.

We move fast because the region demands it. Southeast Asia is young, mobile-first, and growing faster than almost anywhere else on earth. We are not transplanting a Western playbook — we are writing a new one, from scratch, for a market that does not look like anywhere else — and we are calling for people who want to be part of that.

About The Team

The Financing Product team builds the credit, instalment, and pay-later experiences that decide whether a traveller books the trip or walks away. We own the product end to end — the moment of approval inside checkout, the repayment journey afterward, and the operational machinery that keeps it running across markets with very different regulations, credit data, and consumer habits.

You will shape products where a few seconds and a few percentage points change someone's holiday. Here you can:

• Design lending flows that feel effortless yet hold up to risk and compliance
• Turn messy Southeast Asian credit realities into clear, shippable product decisions
• Work close to risk, partners, and operations to launch in markets no Western playbook has solved

About The Job

As a Product Manager on Traveloka's Financing team, you own the product strategy for a significant area in line with the domain's Must Win Battles, with direct impact on its results.

• Own product strategy for a significant Financing area, tied to the domain's Must Win Battles and accountable to its results
• Frame ambiguous, open-ended problems into a clear product direction others can execute against
• Own the complex problems where commercial and operational impact must be weighed together, not just feature output
• Build the analytical frameworks the wider team uses to prioritise and make decisions at scale
• Persuade product and engineering leadership of your direction through evidence and reasoning, even where the final call sits with them
• Direct how the team uses AI tools across discovery and analysis
• Judge where AI tools sharpen decisions and where human judgment must lead

Job Requirements

• Minimum 5+ years in product management, with a Bachelor’s or Master’s degree in Business, Data Science, Computer Science, Engineering, or STEM.
• Own strategy for a significant area, turn ambiguous problems into clear direction, and demonstrate measurable outcomes from strategic decisions.
• Balance commercial and operational impact beyond feature delivery, and clearly defend trade-offs.
• Build analytical and decision frameworks that teams continue using, and influence product and engineering leaders through evidence, including without final decision authority.
• Guide AI use across discovery and analysis, knowing when it improves decisions and when human judgment should lead.