Liabilities Product Specialist - Synergy & Governance

PT Bank JTrust Indonesia, Tbk; Jakarta Utara; On-site; IDR 167,400,000 - 256,680,000; Full time

Benefits offered by this job

Medical

Miscellaneous allowance

BPJS Kesehatan

Tenaga Kerja

Pensiun

Insurance

Job summary

PT Bank JTrust Indonesia, Tbk is seeking a Liabilities Product Specialist - Synergy & Governance to oversee funding product governance and ensure regulatory compliance across savings, current accounts and deposits in a dynamic Jakarta setting.

You will coordinate with multiple departments to harmonize product development and implementation, monitor regulatory obligations, and support board reporting with accurate data while guiding teams on governance procedures.

Qualifications

• Bachelor degree in related field.
• Strong understanding of product development lifecycle.
• Knowledge of regulations and compliance requirements.

Responsibilities

• Ensure funding products comply with external regulations (OJK, BI) and internal policies.
• Coordinate across departments to ensure synergy in funding programs.
• Collaborate with IAD for regulatory audits and risk identification.
• Maintain documentation of product governance and procedures.
• Ensure promotional programs align with strategy and regulatory requirements.
• Provide governance training and guidance to teams.
• Collaborate with CLLD, CPD, RMD and HOBD on regulatory obligations.
• Oversee product life cycle from concept to end-of-life with compliance.
• Provide accurate management data to support governance and board reporting.
• Coordinate with various teams to ensure consistent governance.
• Prepare regulatory and achievement reports as needed.
• Coordinate with Branch teams for daily technical support for product provisions.

Skills

Product development

Analytical skills

Regulatory knowledge

Stakeholder management

Communication

Presentation skills

Team work

Deadline oriented

Integrity

Independent work

Education

Bachelor’s degree in Business/Management/Economics/ Banking

Job description

Liabilities Product Specialist - Synergy & Governance

1. Guarantee that all funding products (savings, current accounts, deposits) comply with applicable regulations, both from external regulators (OJK, BI) and internal policies.

2. Act as a liaison between various related departments to ensure synergy in the development and implementation of funding programs.

3. Coordinate with IAD regarding internal regulatory audits of funding products to identify operational or compliance risks that may arise.

4. Manage documentation of product funding policies, operational procedures, service standards and product governance.

5. Ensure that promotional programs or product funding initiatives are aligned with company strategy and can run smoothly without the risk of violating regulations.

6. Provide guidance and training to relevant teams regarding product governance procedures.

7. Collaborate with CLLD, CPD, RMD and HOBD to manage the fulfillment of regulatory obligations related to funding products.

8. Oversee the entire product life cycle, from initial concept to end-of-life, ensuring compliance with relevant regulations and standards

9. Provide accurate management data and information to support the product governance framework and board reporting.

10. Ensure compliance with all applicable laws, regulations and internal policies related to product development and distribution.

11. Collaborate with various teams (e.g., product development, marketing, sales, legal, compliance) to ensure a consistent and effective product governance approach.

12. Coordinate with POD to carry out monitoring, analysis and evaluation of Funding Products and Programs that have been launched on a weekly or monthly basis

13. Prepare reports on the realization of achievements and for regulatory parties other reports if needed for audit purposes.

14. Coordinate with the Branch Business Team and Branch Operation Team for daily technical support for Product and Program Provisions.

Requirements:

Candidate should possess minimum Bachelor Degree (S1), majoring Business, Management, Economics/Banking, or equivalent

Strong understanding of the product development process and life cycle.

Excellent analytical and problem solving skills.

Have the ability & knowledge of Product and Program Funding development

Knowledge of relevant regulations and compliance requirements.

Strong communication and stakeholder management skills

Able to coordinate between the Business Team at the branch and the Head Office Team.

Have the ability to prepare presentation materials, carry out public communications that are clear and easy to understand.

Able to work in a fast-paced environment with tight deadlines and targets

Strong integrity and punctual person

Able to work together in team or individually

Unlock job insights

Hirer responsiveness Salary match Number of applicants

Your application will include the following questions:

• Berapa gaji bulanan yang kamu inginkan?
• Berapa tahun pengalaman kerjamu sebagai spesialis produk?
• Kualifikasi mana yang kamu miliki?

Perks and benefits Medical Miscellaneous allowance Loans BPJS Kesehatan, Tenaga Kerja, Pensiun, Insurance