ICoFR Senior Analyst: Data & Risk Insights

Home Credit Indonesia; Jakarta Pusat; On-site; IDR 260,000,000 - 460,000,000; Full time

Job summary

Home Credit Indonesia is seeking a highly analytical professional to join our team. The role combines ICoFR, risk analytics, risk management and financial reporting integrity.

The successful candidate will focus on ICoFR, reporting integrity, data governance, and data analytics. Responsibilities include monitoring reporting data accuracy, performing data validation, extracting insights with SQL/Excel, and developing dashboards and monitoring tools to support portfolio forecasting and business

Qualifications

• Bachelor's degree in Statistics, Mathematics, Economics, Finance, Accounting, Actuarial Science, Data Analytics, Risk Management, Information System, Information Technology, Computer Science.
• 3-7 years of experience in: ICoFR, Risk Analytics, Credit Risk Management, Data Analytics, Business Intelligence, Financial Reporting.
• Preferably from banking, consumer finance, fintech lending, multi-finance, or other financial services industries.
• Strong SQL skills for data extraction, data mining, and data analysis.
• Advanced Microsoft Excel skills.
• Experience in portfolio monitoring, Risk Cost, provisioning, or credit risk analytics.

Responsibilities

• Monitor the accuracy, completeness, and consistency of financial reporting data.
• Perform data validation, reconciliation, and root cause analysis for reporting discrepancies.
• Extract and analyze large datasets using SQL and Excel.
• Ensure reliability of Risk Cost, provisioning, impairment, and portfolio performance reporting.
• Analyze portfolio performance, vintage trends, roll rates, flow rates, delinquency, and recovery.
• Support portfolio forecasting, budgeting, and business planning activities.
• Develop dashboards, reports, and monitoring tools.
• Translate complex data into actionable insights for management.

Skills

SQL

Excel

Data Analytics

Risk Analytics

Portfolio Monitoring

Credit Risk Analytics

Financial Reporting

Education

Statistics

Mathematics

Economics

Finance

Accounting

Actuarial Science

Data Analytics

Risk Management

Information System

Information Technology

Computer Science

Tools

SQL

Job description

Home Credit Indonesia is seeking a highly analytical professional to join our team. The role combines ICoFR, risk analytics, risk management and financial reporting integrity.

The successful candidate will focus on ICoFR, reporting integrity, data governance, and data analytics. Responsibilities include monitoring reporting data accuracy, performing data validation, extracting insights with SQL/Excel, and developing dashboards and monitoring tools to support portfolio forecasting and business