Strategic Credit Risk Analyst

FLIN; Jakarta Pusat; On-site; IDR 89,280,000 - 156,240,000; Full time

Job summary

FLIN in Jakarta requires a Credit Analyst to evaluate applicants' creditworthiness by reviewing credit bureau reports, bank statements, and KYC documents. You will perform detailed financial analyses to support informed loan decisions within our risk framework.

The role calls for 2–3 years of credit analysis experience, proficiency in Bahasa and English, and strong Excel skills to analyze data, monitor risk, and help improve credit assessment processes.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics or related field.
• Proficient in Bahasa and English.
• 2–3 years of credit analysis experience in unsecured lending.
• Experience with credit analysis software and credit scoring models.
• Strong knowledge of KYC regulations and document verification.
• Attention to detail and accuracy in work.
• Strong communication and teamwork skills.
• Proficiency in MS Office, especially Excel.

Responsibilities

• Analyze credit bureau reports, bank statements, and KYC documents to evaluate applicants' creditworthiness and regulatory compliance.
• Perform detailed financial analyses and risk assessments to support loan decisions within risk appetite.
• Develop and monitor risk management strategies, track indicators, and ensure credit policy compliance.
• Communicate credit decisions clearly, collaborate with internal teams, and suggest process improvements.
• Maintain thorough records, prepare activity and portfolio reports for management.
• Stay updated on industry trends, regulations, and best practices in credit risk.
• Contribute to development and enhancement of credit assessment models and tools.

Education

Bachelor's degree in Finance, Accounting, Economics or related field

Tools

Credit scoring models

KYC software

Job description

FLIN in Jakarta requires a Credit Analyst to evaluate applicants' creditworthiness by reviewing credit bureau reports, bank statements, and KYC documents. You will perform detailed financial analyses to support informed loan decisions within our risk framework.

The role calls for 2–3 years of credit analysis experience, proficiency in Bahasa and English, and strong Excel skills to analyze data, monitor risk, and help improve credit assessment processes.