Field Accountant

infinID; Jakarta Selatan; On-site; IDR 89,280,000 - 156,240,000; Full time

Job summary

infinID is seeking a Field Accountant to support SME lending in South Jakarta. The role focuses on collecting on-site financial data, preparing six-month P&L statements and balance sheets from informal records.

You will collaborate with the credit team to assess repayment capacity, document analyses, and communicate results clearly to borrowers. A Bachelor's in Accounting and at least two years of field accounting or auditing experience are preferred; strong analytical and organizational skills

Qualifications

• Bachelor's degree in Accounting.
• Minimum 2 years of experience in accounting, financial analysis, or auditing, with a preference for field accounting experience.
• Strong analytical skills, especially in interpreting informal financial data.
• Excellent organizational skills with the ability to manage multiple assessments simultaneously.
• Self-motivated and able to conduct thorough site visits independently.

Responsibilities

• Field Data Collection: Conduct site visits to gather financial data from potential borrowers, including informal records and transactions.
• Financial Analysis & Reporting: Develop six-month profit and loss statements and the latest balance sheets based on collected data; analyze to project cash flows and profitability.
• Loan Assessment: Evaluate the financial health of businesses to determine loan repayment capacity; collaborate with the credit team to recommend loan amounts and terms.
• Documentation & Communication: Accurately document financial data and analyses; maintain clear communication with the lending team and borrowers.

Skills

Analytical thinking

Financial analysis

Site visits

Auditing

Self-motivation

Education

Bachelor's degree in Accounting

Job description

South Jakart, Indonesia | Posted on 09/27/2024

We are looking for a Field Accountant to join our team. In this role, you will prepare financial analyses for small and medium-sized enterprises (SMEs) that often lack formal financial records. You'll develop six-month profit and loss statements and create balance sheets using data collected through on-site visits to borrower business locations.

Field Data Collection

• Conduct site visits to gather financial data from potential borrowers, including informal records and transactions.
• Engage with business owners to understand their operations and financial practices.

Financial Analysis & Reporting

• Develop six-month profit and loss statements and the latest balance sheets based on collected data.
• Analyze financial data to project cash flows and assess borrower profitability.
• Audit business activities and financial performance for SMEs

Loan Assessment

• Evaluate the financial health of businesses to determine their loan repayment capacity.
• Collaborate with the credit team to recommend loan amounts and terms.

Documentation & Communication

• Accurately document financial data and analyses to support loan decisions.
• Maintain clear communication with the lending team and borrowers to ensure transparency in financial assessments.

Requirements

• Bachelor's degree in Accounting.
• Minimum 2 years of experience in accounting, financial analysis, or auditing, with a preference for field accounting experience.
• Strong analytical skills, especially in interpreting informal financial data.
• Excellent organizational skills with the ability to manage multiple assessments simultaneously.
• Self-motivated and able to conduct thorough site visits independently.