Credit Risk & Fraud Analyst: Fast, Accurate Decisions

rental ponsel indonesia; Jakarta Pusat; On-site; IDR 89,280,000 - 133,920,000; Full time

Job summary

rental ponsel indonesia is seeking a credit analyst/auditor to verify documents, assess credit risk, and analyze the relation between income and installments. You will decide to approve, reject, or hold applications within tight timeframes while verifying salary slips and bank statements.

The role requires evaluating credit ratios to ensure customers can afford installments and preventing data forgery with high attention to detail.

Qualifications

• Auditor or credit analyst experience in banking or multifinance.
• Ability to read and analyze salary slips and bank statements.
• Ability to calculate credit ratios to ensure affordability.
• Attention to detail in detecting forgery and data inconsistencies.
• Ability to decide Approve, Reject, or Hold credit applications quickly.

Responsibilities

• Verify document authenticity and prevent forgery.
• Assess consumer data and overall credit risk.
• Evaluate monthly income versus requested installment amounts.
• Determine approval, rejection, or need for additional down payment.
• Read salary slips and bank statements for verification.
• Calculate credit ratios to ensure affordability.
• Identify document forgery and data inconsistencies.
• Make fast credit decision recommendations (Approve/Reject/Hold).

Skills

Credit analysis

Document verification

Fraud detection

Risk assessment

Salary slip analysis

Education

D3/S1 in Accounting

Job description

rental ponsel indonesia is seeking a credit analyst/auditor to verify documents, assess credit risk, and analyze the relation between income and installments. You will decide to approve, reject, or hold applications within tight timeframes while verifying salary slips and bank statements.

The role requires evaluating credit ratios to ensure customers can afford installments and preventing data forgery with high attention to detail.