Credit Analyst

PT Kredivo Finance Indonesia; Pluit; On-site; IDR 78,120,000 - 133,920,000; Full time

Job summary

PT Kredivo Finance Indonesia is seeking a Credit Analyst to join our team in Jakarta. You will conduct KYC checks, verify identity and income, review applications, and support risk-based decisions in line with SOP.

The role requires 1 year of related experience, strong analytical skills, and good communication. You will work in a fast-paced environment within FinAccel's Kredivo platform, supporting instant ecommerce financing and adhering to compliance standards.

Qualifications

• Minimum education: SMA/SMK; S1 from any major preferred.
• Minimum 1 year experience in Credit Analyst, Credit Approval, Data Entry, or related position.
• Strong credit risk analysis and assessment capabilities.
• Able to make recommendations based on analysis and findings.
• Good verbal and written communication skills.
• Able to work with attention to detail, accuracy, and meet time targets.
• Understanding of credit principles and financial industry is a plus.
• English language communication skills are a plus.
• Willing to work shift system.
• Integrity, work ethics, and commitment to company compliance.

Responsibilities

• Conduct KYC checks on applicants in accordance with SOP
• Verify applicant identity, address, and income
• Ensure input data is correct and accurate, including KTP verification and photo/selfie verification
• Collect and review credit applications and supporting documents
• Conduct analysis and final assessment of credit applications
• Make approval or rejection recommendations based on risk analysis and company credit policy
• Determine decisions on customer applications in accordance with SOP and applicable criteria
• Process applications according to target and SLA requirements
• Handle customer inquiries related to credit approval process according to SLA on the same day
• Maintain confidentiality and security of customer information

Skills

Credit risk analysis

Attention to detail

Communication skills

Education

SMA/SMK or Bachelor's degree

Job description

Kredivo Group is looking for a Credit Analyst to join our team.

Key responsibilities

Conduct KYC checks on applicants in accordance with SOP

Verify applicant identity, address, and income

Ensure input data is correct and accurate, including KTP verification and photo/selfie verification

Collect and review credit applications and supporting documents

Conduct analysis and final assessment of credit applications

Make approval or rejection recommendations based on risk analysis and company credit policy

Determine decisions on customer applications in accordance with SOP and applicable criteria

Process applications according to target and SLA requirements

Handle customer inquiries related to credit approval process according to SLA on the same day

Maintain confidentiality and security of customer information

What we're looking for:

Minimum education: SMA/SMK; S1 from any major preferred

Minimum 1 year experience in Credit Analyst, Credit Approval, Data Entry, or related position

Strong credit risk analysis and assessment capabilities

Able to make recommendations based on analysis and findings

Good verbal and written communication skills

Able to work with attention to detail, accuracy, and meet time targets

Understanding of credit principles and financial industry is a plus

English language communication skills are a plus

Willing to work shift system

Integrity, work ethics, and commitment to company compliance

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally.

The company leverages deep data analytics across users’ digital footprint to automate credit risk scoring and access to credit in Southeast Asia, the 7th largest economy in the world.

Our flagship product, Kredivo Buy now, Pay later, enables e-commerce buyers to apply and qualify for instant credit and pay back over time. Merchants using Kredivo benefit from providing point-of-sale financing using a 2-click checkout to eligible buyers. FinAccel is backed by leading investors and regulated by OJK in Indonesia.

To know more about FinAccel and Kredivo, visit www.finaccel.co and www.kredivo.com.

Here is our latest press coverage:

FinAccel is a fun, fast growing company with lofty ambitions. Starting with instant ecommerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally.

The company leverages deep data analytics across users’ digital footprint to automate credit risk scoring and access to credit in Southeast Asia, the 7th largest economy in the world.

Our flagship product, Kredivo Buy now, Pay later, enables e-commerce buyers to apply and qualify for instant credit and pay back over time. Merchants using Kredivo benefit from providing point-of-sale financing using a 2-click checkout to eligible buyers. FinAccel is backed by leading investors and regulated by OJK in Indonesia.

To know more about FinAccel and Kredivo, visit www.finaccel.co and www.kredivo.com.

Here is our latest press coverage: