Senior Backend Engineer - International (SDE 3)

Kredivo Group; Jakarta Timur; On-site; IDR 506,414,584 - 844,024,308; Full time

Job summary

A fintech company in Jakarta is seeking a Senior Backend Engineer to design and develop scalable backend services for its lending platform. The candidate should have a Bachelor’s degree in Computer Science, at least 3 years of software development experience, and proficiency in programming languages such as Python, Golang, or C++. Strong understanding of microservices architecture and event-driven programming is essential. Join a fast-growing fintech company to push the boundaries of unsecured lending.

Qualifications

• Minimum 3 years of software development experience.
• Strong understanding of Data Structures and Algorithms.
• Excellent communication skills and attention to detail.

Responsibilities

• Design and implement backend services for FinAccel lending platforms.
• Work with teams to gather requirements and deliver solutions.
• Write high-quality, maintainable code.

Skills

Python

Golang

C++

Microservices architecture

Event-driven programming

Education

Bachelor’s degree in Computer Science or Information Technology

Tools

AWS

GCP

Linux

Job description

Senior Backend Engineer

Kredivo is a fun, fast growing company with lofty ambitions. Starting with instant e‑commerce financing, we are on a goal to disrupt unsecured lending in Southeast Asia, one of the fastest growing economic regions globally. Our first product, Kredivo, which integrates at merchant checkout, qualifies e‑commerce buyers for instant e‑commerce purchase financing at rates, which are much lower than consumer finance companies. We do this by using breakthrough technology and science to unlock unprecedented insights about credit risk and fraud from multiple data sources: phone, social networks, telco, financial and location data.

We are one of the fastest growing fintech companies in SEA. The company has raised more than US$35m in VC funding from top investors and has won multiple awards: top 100 fintech globally, #1 fintech startup in SEA, and top 30 global startup by Google.

FinAccel is looking for Senior Backend engineers to join their R&D center in Jakarta, Indonesia. The team is responsible for developing new product functionality for Kredivo, building scalable services and tools using open source frameworks/cloud infrastructure and integrating machine learning models for real‑time credit scoring and fraud detection. Candidates should have a strong background in developing scalable microservices using event‑driven architecture.

Responsibilities

• Design and implement backend services for various FinAccel lending platforms like Kredivo.
• Work with the Product, Business and Sales teams to gather and understand requirements and deliver scalable solutions.
• Write high quality, maintainable code.
• Own parts of the system and continuously work to improve them in an agile environment.
• Benchmarking, load testing, diagnosing problems and helping create solutions.
• Research and implement modern frameworks and technologies for back‑end systems.
• Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges.

Qualifications & Experience

• Bachelor’s degree in Computer Science, Information Technology or equivalent
• Minimum 3 years of software development experience
• Strong understanding of Data Structures, Algorithms and Computer Science fundamentals
• Experience working on one of follow programming language: Python, Golang or C++
• Good understanding of microservices architecture and event‑driven programming paradigm
• Proficient in HTTP, Web Services, OAuth and Restful APIs
• Familiar with Linux environment
• Experience working with cloud based systems and infrastructure services such as AWS, GCP, etc is a plus
• Good Communication skills and good attention to details and ability to work well in a team with a positive attitude