Vice President, Credit Analytics & Support

OCBC Bank (Hong Kong) Limited; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Benefits offered by this job

Competitive base salary

Holistic benefits package

Community initiatives

Learning and development opportunities

Job summary

OCBC Bank (Hong Kong) Limited in Hong Kong is seeking a capable Senior Credit Analytics professional to lead the Business Management Unit - Credit Analytics & Support Team in daily operations and ad-hoc projects.

You will guide credit analytics, portfolio monitoring, and collaborations with Credit & Loan Operations to streamline approvals and disbursements, while ensuring compliance with policies and regulatory requirements.

Qualifications

• University degree in business related disciplines.
• Minimum 5 years' experience, preferably in Corporate/Commercial Banking.
• Proficient in MS Office applications including MS Word and Excel.
• Experience in Credit Support and Team Leading is an advantage.
• Strong communication and problem-solving skills.
• Attentive to details and proactive.
• ECF - Credit Risk Management (CRM) - Professional level - Role 1 & 2 preferred.

Responsibilities

• Lead the team to perform credit analytics and support tasks including financial spreading, searches and ratings.
• Proactively implement credit portfolio control, monitoring and reporting in a timely and accurate manner.
• Collaborate with Credit & Loan Operation to streamline processes in credit approval and loans disbursement.
• Assist to conduct credit portfolio analysis / portfolio review and participate in bank-wide credit related projects.
• Liaise with frontlines and internal teams to formulate and review internal workflows and guidelines on credit-related aspects.
• Ensure the Division is following the bank’s governing credit policies and regulatory requirement.
• Perform ad-hoc credit-related tasks and projects including audit reviews and system enhancement projects.

Skills

Credit analytics

Team leadership

Financial modeling

MS Excel

Communication skills

Education

University degree in business or related disciplines

Tools

MS Office

Job description

WHO WE ARE

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

Job Summary

The role will lead the Business Management Unit - Credit Analytics & Support Team in daily operations and credit-related ad-hoc projects if necessary.

What you will be doing

• Lead the team to perform credit analytics and support tasks including financial spreading, searches and ratings
• Proactively implement credit portfolio control, monitoring and reporting in a timely and accurate manner
• Collaborate with Credit & Loan Operation to streamline processes in credit approval and loans disbursement
• Assist to conduct credit portfolio analysis / portfolio review and participate in bank-wide credit related projects
• Liaise with frontlines and internal teams to formulate and review internal workflows and guidelines on credit-related aspects
• Ensure the Division is following the bank’s governing credit policies and regulatory requirement
• Perform ad-hoc credit-related tasks and projects including audit reviews and system enhancement projects

What we are looking for

• University degree in business related disciplines
• Minimum 5 years' experience, preferably in Corporate/Commercial Banking
• Proficient in MS Office applications including MS Word and Excel
• Experience in Credit Support and Team Leading is an advantage
• Strong communication and problem-solving skills
• Attentive to details and proactive
• Possess ECF - Credit Risk Management (CRM) - Professional level - Role 1 & 2 is preferred #LI-GT1

What we offer

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Let’s build the bank we need for the future we want. Find the best version of yourself in a friendly, supportive team. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.