UHNW Lending Architect - APAC Structured Solutions

Deutsche Bank; Hong Kong; On-site; HKD 1,000,000 - 1,400,000; Full time

Benefits offered by this job

Competitive Salary and non-contributn‑

20 days annual leave + public holidays

Life Assurance and Private Healthcare

Flexible benefits including discounts,

CSR volunteering leave days

Job summary

Deutsche Bank International Private Bank seeks an experienced Lending Officer to support the APAC region, originating, structuring and executing tailored financing solutions for Ultra High Net Worth clients and Family Offices in North Asia.

You will analyze credit, manage documentation, and collaborate with cross-functional teams to help grow the lending book while ensuring compliance with policies and regulatory requirements.

Qualifications

• 7 years or more of relevant experience gained in private banking, investment bank or financing related groups within well regarded financial institutions.
• Knowledge in fundamental financial analysis including on corporates.
• Possesses good understanding of credit process, policies, and related legal/ regulatory requirements.
• Thorough knowledge of capital markets and derivatives products is preferred.
• Strong communicator (both written and verbal skills) with an ability to write concise reports.
• Have an open mindset and respects challenging views from different stakeholders.
• Strong analytical skills and an independent deci

Responsibilities

• Work closely with Co-Heads of Lending APAC, other members of the Lending team, Coverage, Business Risk and Investment Managers to facilitate growth of the lending book with accountability of the NA market.
• To originate, structure and execute tailored financing solutions for Ultra High Net Worth clients and Family Offices in North Asia market based on good understanding of their needs, (e.g. risk appetite, time horizon, use of proceeds, company structure, tax schemes, etc).
• Focus primarily on complex financing solutions against less liquid assets, i.e. Share Backed Financing, Private Equity Financing, Real Estates, Alternative Investments, Structured Products which requires extensive analysis and risk mitigating structuring (covenants, hedging etc).
• To be an ambassador to promote Lending as a product and take primary ownership to build the business.
• Active participation in client meetings along with Sales/Coverage to advise on the key features of the structured product and liaise with internal/external lawyers and clients on legal documentation help closing transactions.
• Participate in new business initiatives and product development and enhance the credit platform to support sustainable franchise growth.
• Shape credit-related processes, policies and platform enhancements, and set a strong example for junior team members through sound judgment, collaboration and execution discipline.
• Partner with Sales Coverage to originate, negotiate and execute lending transactions that meet client and Bank requirements.
• Ensure compliance with credit underwriting standards, the NPA/NTA process, internal controls and regulatory requirements.

Skills

7 years experience

Credit analysis

Credit process

Capital markets

Communication skills

Analytical skills

Independent judgment

Job description

Deutsche Bank International Private Bank seeks an experienced Lending Officer to support the APAC region, originating, structuring and executing tailored financing solutions for Ultra High Net Worth clients and Family Offices in North Asia.

You will analyze credit, manage documentation, and collaborate with cross-functional teams to help grow the lending book while ensuring compliance with policies and regulatory requirements.