Treasury Operations Specialist

XChangeLab; Hong Kong Island; On-site; HKD 420,000 - 660,000; Full time

Job summary

XChangeLab in Hong Kong is seeking a hands-on treasury operations specialist to own daily reconciliation and settlement across multi-currency flows. You will manage the end-to-end matching of ledger entries with bank statements, and drive accuracy throughout payment rails.

Join us to oversee FX transactions and one of the first SEPA live productions in our rollout. This role demands meticulous verification, proactive issue resolution, and clear documentation for audits.

Qualifications

• Hands-on experience in treasury or bank reconciliation.
• Strong numerical accuracy and accountability for reconciliation results.
• Basic understanding of FX and cross-border payments.
• Methodical with escalations for issues, not guesses.
• Proficient in Excel and ledger/back-office systems.

Responsibilities

• Perform daily reconciliation: match ledger entries with bank statements and partner reports; investigate breaks.
• Process and monitor FX transactions across routes; verify rates and amounts.
• Execute and monitor SEPA payments and move from test to live production.
• Recalculate and verify mismatches against source documents; escalate with explanations.
• Maintain records of reconciliation results, exceptions, and resolutions for audit.
• Flag system, partner, or process gaps and suggest improvements.

Skills

Treasury operations

Bank reconciliation

FX understanding

Attention to detail

Excel proficiency

Tools

Excel

Job description

Join XChangeLab as we scale our cross-border payments and FX operations out of Hong Kong. This is a hands-on treasury role for someone who's actually sat in the seat — running reconciliations, catching the mismatches, and owning the fix — not just reviewing dashboards. You'll be at the center of our payment flows across multiple currencies and corridors, working from one of the region's key financial hubs, and one of the first people running SEPA live in production as we roll it out. If you like numbers that have to tie out, and you're the type who digs until something makes sense rather than shrugging it off, this is built for you.

About the Role

You will own the daily reconciliation and settlement side of our payment operations across multiple currency corridors — matching what our ledger shows against what actually moved through banking partners and payment rails, catching discrepancies, and either clearing them or escalating with the numbers to back it up. You will also work FX flows and be one of the first operators running SEPA transactions in live production once we move off the demo environment.

What You'll Do

• Perform daily reconciliation: match ledger entries (including fees/commissions) against bank statements and payment-partner reports; investigate and resolve breaks.
• Process and monitor FX transactions across routes/corridors, checking rates and amounts against expected values.
• Execute and monitor SEPA payments; help take the process from test to live production.
• When a mismatch is not a simple fix: recalculate, verify against source documents, and elevate with a clear explanation of what happened.
• Maintain clean records of reconciliation results, exceptions, and resolutions for audit purposes.
• Flag anything that looks like a system error, a banking-partner error, or a process gap worth tightening.

What You Need

• Hands‑on experience in treasury operations, payment operations, or bank reconciliation — someone who has actually processed and settled deals, not just reviewed reports.
• Comfortable with numbers and used to being accountable for reconciliation accuracy.
• Basic understanding of FX and cross-border payment mechanics.
• Methodical and doesn't let discrepancies slide — escalates rather than guesses.
• Excel/spreadsheet proficiency; comfortable learning a ledger / back-office system.

Nice to Have

• Experience at a fintech, remittance business, PSP, or bank back‑office.
• English + Cantonese and/or Mandarin, depending on client base.