Trainee, Financing & Client Services - KYC Services (One Year Contract)

Credit Agricole Corporate And Investment Bank; Hong Kong; On-site; HKD 201,000 - 290,000; Full time

Job summary

Credit Agricole Corporate and Investment Bank HK is offering a one-year trainee position in Financing & Client Services with a focus on KYC services. You will support RMs and product lines in KYC data collection, documentation verification, and due diligence checks, contributing to a robust client onboarding process.

The role involves assisting with FATCA/AEOI considerations, regulatory interpretation, and maintaining accurate KYC records.

Responsibilities

• Onboard and support KYC data collection and due diligence checking.
• Liaise with RMs and clients to gather KYC documents and information.
• Assist in KYC documentation, risk assessments and FS risk analyses.
• Coordinate with internal teams on KYC evolution and compliance requirements.

Job description

Trainee, Financing & Client Services - KYC Services (One Year Contract)

The trainee will join the KYC Support to Front team within Financing & Client Services, providing advisory support and assistance to Relationship Managers and Product Lines in performing KYC data collection, data capture and due diligence checking.

The ideal candidate should complete the graduation requirement by Oct 2026 and is available to start the position from Nov 2026 onwards. Trainee program is one year to begin with and possible for extension up to 2 years in total, subject to performance and business needs.

Key Responsibilities

As a KYC maker assisting RMs in performing KYC functions (on-boarding, periodic review, modification and closure).

The key responsibilities include:

KYC Documentation & Client Management

• Take ownership for maintaining a high standard of accuracy throughout the end-to-end KYC process, including client outreach and documentation verification
• Gather KYC documentation from internal and public information sources
• Liaise with clients and prepare draft communications to assist Relationship Managers (RMs) in collecting required KYC documents
• Follow up on and support client questions directly in relation to KYC data collection
• Explain KYC requirements to RMs and provide suggestions and solutions to the Front Office (including Products and RMs) for alternative documents that fulfill KYC requirements
• Analyse AML & CTF risk associated with Financial Security (FS) triggers, including PEP status, adverse information, business exposure in Tier 3/4 and sanctioned countries, corruption risk, and under-watch activities
• Conduct KYC checking using various name screening tools
• Analyse KYC documentation and ensure accurate database input
• Assist RMs in preparing draft WRM memos with FS risk assessments

Account Opening

• Lead the account opening process during the onboarding stage, ensuring seamless client integration and compliance readiness

Regulatory & Tax Compliance

• Facilitate FATCA and AEOI management when required
• Liaise with internal departments, GRM HO, and GRM Singapore on interpretation, clarification, and implementation of KYC rules, guidelines, procedures, systems, and project handling

Coordination & Reporting

• Coordinate with RMs, Financial Security, Global Referential Management (GRM) HO, GRM Singapore, and other internal departments on KYC evolution and KYC cases.
• Update KYC status reports and related databases

Culture & Additional Duties

Contribute to a positive, supporting, and proactive working culture by sharing KYC knowledge and expertise from both local and global regulatory requirements

Participate in other Financing and Client Services (FCS) projects and duties, including but not limited to Agency Services and Client Services as needed

In accordance with the Mandatory Reference Checking (MRC) Scheme implemented by the Hong Kong Monetary Authority (HKMA), a successful candidate for an In-Scope Position who has held a position with an In-Scope Institution in the past 7 years will be subject to a mandatory reference check. For more details, please refer to Mandatory Reference Checking Scheme Phase 2 | The Hong Kong Association of Banks.

Personal data provided by job applicants will be used strictly in accordance with the employer’s personal data policies, a copy of which will be provided immediately upon request.