Credit Risk Trainee (One Year Contract)

Credit Agricole Corporate And Investment Bank; Hong Kong; On-site; HKD 201,000 - 268,000; Full time

Job summary

The Credit Agricole Corporate And Investment Bank in Hong Kong seeks a Credit Risk trainee to prepare credit risk reports and simple credit analysis for financial institutions, and to research industry and credit risk data mining. The trainee will become a valued member of the FSP AP team, assisting in evaluating risk for new business and periodic reviews of existing clients and portfolios.

The program runs for one year with potential extension up to two years based on performance and business

Qualifications

• Graduation should be completed by Dec 2026.
• Available to start from Dec 2026 / Jan 2027 onwards.
• Trainee program lasts one year with possible extension up to two years.

Responsibilities

• Prepare regular and ad hoc statistical and analysis reports for the team and head of FSP AP.
• Assist in financial analysis of FI counterparties, including CAMEL analysis and financial statement analysis.
• Gather external ratings from agencies such as S&P, Moody's and Fitch for the team.
• Prepare reports such as late rating reports, rating reviews and annual review schedules.
• Track and update monthly reports for the FSP AP team such as NAV reports for funds.
• Assist in ad hoc requests and reports.
• Maintain accurate credit files and documentation; ensure high-quality risk information for committees.

Skills

Credit risk analysis

Financial statement analysis

Data mining

Tools

CAMEL analysis

Job description

The Credit Risk trainee will primarily be responsible for preparing credit risk reports and simple credit analysis for financial institutions, as well as providing research on industry, sector and credit risk data mining.

The trainee will become a value added RPC FSP AP member by assisting the team to evaluate the credit risk of new business/ the periodic risk review of existing clients and portfolio review.

The ideal candidate should complete the graduation requirement by Dec 2026 and is available to start the position from Dec 2026/ Jan 2027 onwards. Trainee program is one year to begin with and possible for extension up to 2 years in total, subject to performance and business needs.

Key Responsibilities

• Prepare regular and ad hoc statistical and analysis reports for the team and head of FSP AP
• Assisting in conducting financial analysis of existing FI counterparties, such as CAMEL analysis on banks, financial statement analysis in order to assess creditworthiness and credit profile on FI counterparties.
• Gathering external rating from rating agency such as S&P, Moody and Fitch for the team
• Prepare relevant reports for the FSP AP team such as late rating reports, rating review and annual review schedule
• Tracking and update monthly reports for the FSP AP team such as monthly NAV report for funds
• Assisting in preparing ad hoc requests and reports
• Maintaining accurate and up-to-date credit files and documentation
• Ensure good quality of credit risk management information presented to Credit Committees ensuring consistency, quality, and objectivity of presentation.

In accordance with the Mandatory Reference Checking (MRC) Scheme implemented by the Hong Kong Monetary Authority (HKMA), a successful candidate for an In-Scope Position who has held a position with an In-Scope Institution in the past 7 years will be subject to a mandatory reference check. For more details, please refer to Mandatory Reference Checking Scheme Phase 2 | The Hong Kong Association of Banks.

Personal data provided by job applicants will be used strictly in accordance with the employer's personal data policies, a copy of which will be provided immediately upon request.