Senior Credit Risk & Policy Architect

Nanyang Commercial Bank Ltd.; Hong Kong; On-site; HKD 600,000 - 800,000; Full time

Job summary

Nanyang Commercial Bank Ltd. is seeking an experienced Credit Risk professional in Hong Kong to analyse and review credit applications, assess risk levels and prepare detailed assessment reports.

The role involves formulating credit risk policies to optimise risk exposure and supporting credit product development across lending, trade finance and other credit products. Strong analytical skills and multilingual communication are required.

Qualifications

• Bachelor’s degree or above in Risk Management, Finance, Economics, Accounting, Information System or related disciplines.
• CFA, FPM, ACCA, CPA, ECF certifications preferred.
• Minimum 4 years of experience in credit risk management and analysis; policy formulation experience is an advantage.
• Knowledge of regulatory requirements, Basel III and banking practices on credit risk management is essential.
• Analytical, independent, with strong problem-solving and report-writing skills.
• Proficiency in English, Chinese and Putonghua (Written and spoken).
• Candidates with more experience may be considered for team leader role.

Responsibilities

• Analyse and review credit applications and proposals, evaluate risk level and prepare assessment reports.
• Formulate credit risk policy to optimise the risk exposure of the bank.
• Facilitate in credit product development to strengthen the bank’s competitiveness in commercial lending, trade finance and other credit products.

Skills

Credit risk analysis

Report writing

English communication

Chinese communication

Putonghua communication

Education

Bachelor’s degree or above in Risk Management, Finance, Economics, Accounting, Information System

CFA / FPM / ACCA / CPA / ECF certification preferred

Job description

Nanyang Commercial Bank Ltd. is seeking an experienced Credit Risk professional in Hong Kong to analyse and review credit applications, assess risk levels and prepare detailed assessment reports.

The role involves formulating credit risk policies to optimise risk exposure and supporting credit product development across lending, trade finance and other credit products. Strong analytical skills and multilingual communication are required.