Senior Credit Risk Analyst & Decision Lead

Ping An Bank Company Ltd.; Hong Kong; On-site; HKD 324,000 - 558,000; Full time

Job summary

Ping An Bank Hong Kong Branch is seeking an experienced Credit Analyst to perform independent assessments of credit proposals and provide clear recommendations within delegated authorities. The role supports post-loan monitoring and risk projects in a dynamic banking environment.

The successful candidate will have a university degree in finance or risk-related fields, at least 5 years in banking, and professional qualifications such as CFA/FRM.

Qualifications

• University degree, preferably in Risk Management, Finance or related discipline.
• Minimum 5 years of experience in banking with strong knowledge of credit risk management and analysis.
• Holder of CFA, FRM or Enhanced Competency Framework on Credit Risk Management.

Responsibilities

• Perform independent assessment on credit proposals and provide recommendations or make credit decisions per delegated authorities; structured deal assessment experience is preferable.
• Assist Head of Credit Department in identification, assessment and post-loan monitoring of credit risk per the Bank's policies and HKMA guidelines.
• Support Head of Credit Department in ad hoc credit risk projects for the Bank.

Skills

Analytical ability

Independent work style

Credit risk analysis

English & Chinese communication

Putonghua (Mandarin)

Education

Bachelor's degree in Finance or related discipline

CFA/FRM or equivalent professional qualification

Job description

Ping An Bank Hong Kong Branch is seeking an experienced Credit Analyst to perform independent assessments of credit proposals and provide clear recommendations within delegated authorities. The role supports post-loan monitoring and risk projects in a dynamic banking environment.

The successful candidate will have a university degree in finance or risk-related fields, at least 5 years in banking, and professional qualifications such as CFA/FRM.