Senior Credit Analytics Leader - Portfolio & Risk Strategy

WeLab; Hong Kong; On-site; HKD 900,000 - 1,500,000; Full time

Benefits offered by this job

Learning stipend

Wellness programs

Open plan office with free food & Drin

Flexible time off

Job summary

WeLab, a leading fintech platform, seeks a seasoned Credit Risk professional to steer portfolio strategy, risk management, and analytics for its unsecured retail lending business. You will work across data-driven functions to optimize portfolio quality, profitability, and risk controls while collaborating with multiple teams.

The role requires a minimum of 10 years in credit risk and strong SQL/Python skills, with experience in money lending or consumer finance.

Qualifications

• Minimum 10 years in credit risk management and portfolio analytics, preferably in money lending or consumer finance.
• Bachelor’s degree or above in a quantitative field such as Finance, Economics, Statistics or Data Science.

Responsibilities

• Lead portfolio strategy, credit risk management, and analytics for unsecured retail lending.
• Analyze portfolio performance, identify opportunities and risks, and develop optimization recommendations.
• Prepare management reports, dashboards, and insights for senior stakeholders.
• Collaborate with Business, Product, Marketing, Finance, Operations, and Data teams on portfolio initiatives.

Skills

SQL

Python

BI tools

Machine learning

Education

Bachelor’s degree in Finance/Economics/Statistics/Data Science

Tools

Power BI

Tableau

SAS

Job description

WeLab, a leading fintech platform, seeks a seasoned Credit Risk professional to steer portfolio strategy, risk management, and analytics for its unsecured retail lending business. You will work across data-driven functions to optimize portfolio quality, profitability, and risk controls while collaborating with multiple teams.

The role requires a minimum of 10 years in credit risk and strong SQL/Python skills, with experience in money lending or consumer finance.